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Original poster

another nosey question

32 replies

cantbelieveimtellingyouthis · 08/09/2005 22:40

what's your debt:earnings ratio? again no reason but t'other thread got me interested. our total debt is about half annual earnings. that's very low yes?

OP posts:
starlover · 08/09/2005 22:43

we earn combined about £30,000
we have NO debt!

Hattie05 · 08/09/2005 22:44

I assume you are not including mortgage?

NotASAHM · 08/09/2005 22:45

This reply has been deleted

Message withdrawn at poster's request.

charliecat · 08/09/2005 22:45

3 grand sofa to pay off, owe my mum about a grand too.

Original poster
cantbelieveimtellingyouthis · 08/09/2005 22:46

no i am including mortgage

OP posts:
starlover · 08/09/2005 22:46

we don't have a mortgage

Original poster
cantbelieveimtellingyouthis · 08/09/2005 22:47

in fact our mortgage is our only debt

OP posts:
lazygoodfornothingSAHM · 08/09/2005 22:48

income: £48-50k mortgage: £75k

misdee · 08/09/2005 22:48

erm, our earnings are ok, have unsecured debts of around 5k. not even a 5th of income.

Hattie05 · 08/09/2005 22:52

Ok including our mortgage our debt is 3 times our income!

Hattie05 · 08/09/2005 22:54

Are you renting then starlover?

lockets · 08/09/2005 22:56

This reply has been deleted

Message withdrawn

starlover · 08/09/2005 22:56

yeah

starlover · 08/09/2005 22:56

hopefully buying soon and then it'll be a different story!

colditz · 08/09/2005 22:57

Earn £18000
no debt to speak of.

Flossam · 08/09/2005 22:57

No mortgage.

Debts about 40% of total income. About 6% of that is mine, rest is DP's and yet somehow I am ending up paying it indirectly.

Original poster
cantbelieveimtellingyouthis · 08/09/2005 23:01

flossam - 40 per cent with no mortgage? wow.

OP posts:
Flossam · 08/09/2005 23:04

Yup. Thank DP (non university attendee - full time job) enjoying his youth and trying to keep up with his friends. Another thing I blame his parents for (thats another story!).

I'm the one who has gone to uni, and my debts right now are standing at about 4,000, having just cleared 1.5 grand with a nice pay packet. The last one for a while mind you though.

I have so much to be grateful to him don't I?

Tortington · 08/09/2005 23:45

14% debt per annum

Justfortonight · 08/09/2005 23:49

no debt here
in 2003 DH was all debt no earnings, much better now thankfully

nikkie · 09/09/2005 23:05

£40k morgage+£5k loan: £12k (+tax credits etc)

Skate · 09/09/2005 23:06

Mortgage is only debt.

bonym · 09/09/2005 23:10

No debts (no mortgage either).

katymac · 09/09/2005 23:12

£120K debt
10K income

Try not to think about it

internationalwomanofmystery · 10/09/2005 00:24

No mortgage (own outright), no debts

Income used to be around £60k - now whatever I can make occaisionally (probably around £20k - haven't done books yet)

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