Well, just in case you're still checking for replies, mia90, I can add my bit of misery as a working LP. I worked PT for about 5 years. It didn't pay off. I would have been better off and less stressed not working. The pay was shite, the rent ridiculous, so I depended on housing benefit, WTC and CTC.
It was a total mess. I still wonder whether it was incompetence or a subtle form of bullying. During those five years I was unable to establish how much I was really entitled to. One year I had a total of 14 tax credit award notices with different amounts. Three years in a row I received a letter just before Christmas telling me I had to pay back between 1500 and 3000 pounds.
I was nearly screwed over by council tax and just about managed to get around jail. Thankfully, I kept the paper work, so I was able to prove that they had messed it up. I had handed the docs in 4 times (with photocopy and receipt) and they waited about 3 years and then sent a bailiff. There was a note on my files telling them to send paperwork to an address unknown to me. I knew that because I persuaded a guy who was obviously new there to give me a copy of the files. It was really dodgy and worrying. Most people probably wouldn't have kept those receipts. I dread to think how many times they do that kind of thing. Frightening.
The worst incident was about 1 year later. It still sends a chill down my spine. The agency messed around with documents to make it look like I was defrauding. I remember insisting on a photocopy of the documents I handed in. They sent it via fax to some other office and I wanted the fax header to be on the photocopy. They wanted to give me a silly little receipt stating 'documents handed in'. Thank God I insisted. I actually refused to leave until a sulking officer agreed to give me the copy. The office they sent it to then actually manipulated the paperwork. I'm still horrified. I was able to prove that I hadn't done anything wrong. I tried to report them via a 'benefits fraud' phone number. As expected, you can't even report them. When I went to CAB they told me I wasn't the only one. Apparently it had something to do with fraud targets. The case worker there told me they had even had a suicide.
Housing benefit regularly asked for up-to-date paperwork and bank statements. That always meant they froze benefits and it always caused a delay (even though my circumstances hadn't changed).
Needless to say it was a nightmare whenever my daughter was ill and I was put under pressure by my employer. I didn't have enough money to socialise and still find the isolation unbearable.
The lack of child care and the costs ... I don't think I need to mention that to anyone here. It would have been virtually impossible to go full-time. If you don't have family nearby, you are really screwed.
In total, I spent about 2 years just waiting for money. Even my first employer, after becoming LP, didn't manage to pay me on time. I waited 3 months for my first pay. One of my colleagues, also a LP, had cancer and worked from home for a while. She didn't get paid for over half a year. It's criminal. Absolutely outrageous. WTF do they think we live off?
I've had about 2 weeks proper holidays over the last 10 years. I'm bloody exhausted, lonely and totally disillusioned. The only thing I think can make a real (financial) difference to my life now is probably setting up my own business.
It's absolutely infuriating when people rant on about lone parents not wanting to work. Then again, it probably doesn't matter whether you work or not. They'll rant about you anyway. You left your partner and you shall suffer.
Honestly, it all makes me want to turn criminal. I can still hardly believe how bad it was. I made the terrible mistake of telling some friends about it. I think they thought I was making it up or I was the kind of person who attracts trouble or something. I still have a box with some of that paperwork. I'm still tempted to upload it and name and shame all the bastards I had to deal with.