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Legal matters

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Speeding help

47 replies

Helpandadvice1992 · 01/11/2025 15:01

Hello,
So last year I got caught with a band A fine due to not realising it had gone down from 40 to 30. I have taken the 3 points:

Ive just recieved an intended prosecution letter for the other day where I was doing 44mph in a 30.

  1. Will this go to court?
  2. I don’t work I am on full disability benefits, UC, DLA, PiP, so how does this work with the fine for weekly income.
  3. I rely on my car for my son who has a blue badge and myself who has a blue badge I cannot lose my car. I know I need to be more careful and don’t need a lecture.
OP posts:
Didshejustsaythatoutloud · 01/11/2025 15:07

Why were you in such a hurry if you don't work?. Yes, I know I'm being facetious but 14mph over is pretty shocking behaviour.

Dartmoorcheffy · 01/11/2025 15:09

You should be given the option to take a speed awareness course rather than points and increase your insurance. Either way you will have to pay it in one go. The fact you are on benefits is of no relevance to paying a fine.

Nickyknackered · 01/11/2025 15:10

Do you think you should be excused for being disabled? Sounds like it.

Coconutter24 · 01/11/2025 15:11

Dartmoorcheffy · 01/11/2025 15:09

You should be given the option to take a speed awareness course rather than points and increase your insurance. Either way you will have to pay it in one go. The fact you are on benefits is of no relevance to paying a fine.

If Op has already been caught speeding previously then a course won’t be offered

shuddacuddadidnt · 01/11/2025 15:11

Dartmoorcheffy · 01/11/2025 15:09

You should be given the option to take a speed awareness course rather than points and increase your insurance. Either way you will have to pay it in one go. The fact you are on benefits is of no relevance to paying a fine.

Max excess of 8mph allowed for option of attending a speed awareness course.

Helpandadvice1992 · 01/11/2025 15:15

Don’t think I should be excused. My question is only says it can take 100% of your weekly income, what classes as weekly income

OP posts:
prh47bridge · 01/11/2025 18:59
  1. Yes, I would expect this to go to court.
  2. If your only income is from benefits, your relevant weekly income is deemed to be £120.
  3. The starting point for sentencing is a Band B fine with either a disqualification of 7-28 days or 4-6 points on your license. A guilty plea will help to reduce the sentence. Your reliance on your car may help to push the court towards points rather than a disqualification, but there are no guarantees.
Ohmygodthepain · 01/11/2025 19:13

Biggest point they make on a speed awareness course is that speed kills.

I went on one after a second infringement in 3 years, only just over the limit, not 50% over.

Hopefully a huge fine AND points, which WILL impact your insurance premium for some time.

DiscoBob · 01/11/2025 19:35

Helpandadvice1992 · 01/11/2025 15:15

Don’t think I should be excused. My question is only says it can take 100% of your weekly income, what classes as weekly income

You have an income from benefits, do you get paid fortnightly or monthly? Add up all your benefits. If the latter split it into four and that's pretty much your weekly income.

prh47bridge · 01/11/2025 19:45

DiscoBob · 01/11/2025 19:35

You have an income from benefits, do you get paid fortnightly or monthly? Add up all your benefits. If the latter split it into four and that's pretty much your weekly income.

That isn't relevant for fines. If the defendant's only income is from benefits, they are deemed to have a relevant weekly income of £120 regardless of their actual income.

Shade17 · 01/11/2025 19:58

It’s a couple of MPH too fast for a course but well within the threshold for a fixed penalty. This won’t be going anywhere near court, it’ll be £100 and 3 points.

Shade17 · 01/11/2025 20:03

Coconutter24 · 01/11/2025 15:11

If Op has already been caught speeding previously then a course won’t be offered

That’s not how it works. As long as you’ve not attended the same SAC in the previous 3 years and your speed is within the appropriate range (42mph for a 30 limit) then you can be offered one.

Coconutter24 · 01/11/2025 20:15

Shade17 · 01/11/2025 20:03

That’s not how it works. As long as you’ve not attended the same SAC in the previous 3 years and your speed is within the appropriate range (42mph for a 30 limit) then you can be offered one.

Op was doing 44 in a 30. Op isn’t eligible for a course because she received a prosecution letter

prh47bridge · 01/11/2025 23:05

Coconutter24 · 01/11/2025 20:15

Op was doing 44 in a 30. Op isn’t eligible for a course because she received a prosecution letter

You always get a Notice of Intended Prosecution even if they might offer you a course. The NIP allows the registered keeper of the vehicle to identify the driver (or admit that they were driving). Once the police know who was driving, they decide whether to offer a course.

As @Shade17 says, they won't offer a speed awareness course in this case as OP was too far over the speed limit. However, if she had been going a little slower, she would probably have been offered a course unless she has already attended one in the last 3 years.

Helpandadvice1992 · 01/11/2025 23:09

@Didshejustsaythatoutloudtbh I wasn’t paying much attention for the speed I was doing, it’s a piece of road that had suddently just had a camera go up. I honestly use to think it was a 40

OP posts:
ClarasSisters · 01/11/2025 23:11

If you and your family rely on your car/you driving so much you need to be a bit more careful and obey the limit.

Doris86 · 02/11/2025 08:27

Dartmoorcheffy · 01/11/2025 15:09

You should be given the option to take a speed awareness course rather than points and increase your insurance. Either way you will have to pay it in one go. The fact you are on benefits is of no relevance to paying a fine.

Not for doing 44 in a 30 you won’t. That’s too high for a speed awareness course. It will be points and a fine.

You’ve answered your own question OP, you need to be much more careful in future. 44 in a 30 is pretty shocking.

Shade17 · 02/11/2025 09:21

Coconutter24 · 01/11/2025 20:15

Op was doing 44 in a 30. Op isn’t eligible for a course because she received a prosecution letter

Of course, as I already stated. I was correcting a PP who claimed that if you’ve already been done for speeding you won’t get an SAC next time.

firstofallimadelight · 02/11/2025 09:27

I would guess (but dont know for certain) that income would follow the same rules uc . so your uc is considered income as is carers allowance (if you get it) . Dla is your child’s benefit so definitely not included . Child benefit won’t be included and I doubt pip would be included.

Shade17 · 02/11/2025 09:31

firstofallimadelight · 02/11/2025 09:27

I would guess (but dont know for certain) that income would follow the same rules uc . so your uc is considered income as is carers allowance (if you get it) . Dla is your child’s benefit so definitely not included . Child benefit won’t be included and I doubt pip would be included.

It’ll be a standard £100/3 point fixed penalty, it’s too slow for court unless the OP chooses that option.

Dutchhouse14 · 02/11/2025 09:32

All speeding letters have notice of intended prosecution on them so don't panic yet.
Fill it out the form confirming you were the driver and see what they say.
If it was an A road with fluctuating speed limits and you thought it was 40 I can see how this could happen.
Download an app like radarbot to alert you of speed limits (don't rely totally on it as can be wrong) and cameras

Redburnett · 02/11/2025 09:36

Just complete the form and wait and see. No one on MN can tell you with certainty what the police will decide to do. If it does go to court you will be asked to complete a form giving your income and any fine will be based on that. You will also have to pay costs and a surcharge which would be based on the fine.

Doris86 · 02/11/2025 09:37

Dutchhouse14 · 02/11/2025 09:32

All speeding letters have notice of intended prosecution on them so don't panic yet.
Fill it out the form confirming you were the driver and see what they say.
If it was an A road with fluctuating speed limits and you thought it was 40 I can see how this could happen.
Download an app like radarbot to alert you of speed limits (don't rely totally on it as can be wrong) and cameras

Or just learn the rules of the road properly like the rest of us. It’s pretty simple. If there are
steetlights then it’s 30mph, unless signs tell you otherwise.

Sounds like the OP would benefit from a speed awareness course to re educate her.

firstofallimadelight · 02/11/2025 09:39

Also I doubt you would lose your license it’s likely to be 4 points which takes you up to 7.