Who should be liable for crash?

[Ohownnoe]

If someone can drive around a roundabout as many times as they want does this mean they have right of way ? They entered the roundabout in the wrong lane, not following the directional arrows and cutting people off trying to exit.

Someone crashed into the side of my car on a 2 lane entry and exit roundabout when they were using the wrong lanebut I'm told by insurance company it will be 50/50 and will affect my insurance now 🤨

I did one

Have you had a look at the roundabout on Google maps? On the left lane, are there road markings to indicate you can only exit rather than continue around the roundabout?

I think it sounds like blue cars fault. And the damage being to the side of you backs that up. My brother reckons insurance companies try and convince people to go 50/50 as it’s less hassle for them, they get your no claims, etc.

He told me once not to accept it and refuse the 50/50. I did argue it and in the end it was found to be the other persons fault. But my insurance company didn’t care and we’re unhelpful and just wanted me to accept 50/50.

As I see it, other driver has right of way, but roundabouts are a nightmare

That's why it's 50/50. You both could have taken action that would have avoided a collision. Her by being in the wrong lane and you for not observing the situation before exiting.

Most roundabout claims go 50/50 because it is difficult to prove who is right or wrong

@EarringsandLipstick there will be a point of no return where OP wouldn't be able to react and if the blue car was going anyway then OP is a sitting duck.

I think it depends on which of these happened.

This is what it seems like. I'm just more black and white maybe that if someone is driving in the wrong lane they are in the wrong not the other driver. The other person was the cause of the accident. I couldn't have avoided it anyway.

I have redone the diagram and tried to grey out the “double cars”

This is it exactly. I couldn't have avoided it

Where exactly did the car hit yours, was it near the back? I do think the other driver is more at fault.

@Ohownnoe could you screenshot a Google maps image of the actual roundabout

For example this is a local roundabout where a lot of accidents happen similar to what you have described - where people in the wrong lane and cut across to carry on round rather than exiting - mostly people not wanting to end up on the M6 by accident.

OP, can you get a photo of the actual roundabout from Google maps (and cross out any road numbers etc if you want) so we can see the lane markings?

I expect because roundabout collisions are complicated to decide fault, that they are always 50/50. It probably costs the insurance co less than disputing it.

This is how interpreted what happened, in which case OP is not at fault!

It is exactly like this and the way the arrows are on this image as it is. This is what happened.

This! If it was a two lane entrance and a two lane exit, I don’t know how you were supposed to know she wasn’t exiting into the lane she had already take up position in 🤷‍♀️

I would completely let this one go to court and wouldn’t accept 50/50, OP.

The other driver was in the wrong lane and hit your car. You can take all the care in the world but you can’t mitigate for a car that’s driving in the lane next to you suddenly moving out of that lane and hitting you.

I had someone do this (cut across me) on a roundabout. Thought about plowing into the side of them and letting my dashcam prove their mistake caused it but my instincts got the better of me at the last nanosecond so they just got a 5 second blast of horn at head height.

Half the population are comparatively shit drivers and you have to do the thinking for them.

You were already on the island and had right of way. They must have jumped out without leaving space. They are wrong

Go to court in this instance op, I think the other driver will be found at fault.

The blue car is definitely in the wrong. I don't know how anybody can claim otherwise. It worries me that these people are on the road!

You were on the roundabout first. They needed to have entered the roundabout in their right-hand lane to take their third exit, for the exact reason that they'd crash into someone if they were in the left wrong.

You need to argue this. You were absolutely not wrong if this diagram is what happened.

No🙄

Now I have "the blue car and the red car had a race" in my head

We have a blue car. I sing this all the time. I drive myself mad!

Yes they did