Malicious accusation. World challenge.

[Gksmith]

So my daughter signed up to do the world challenge 2019 to Tanzania. World challenge is basically an adventure holiday broker that are supposed to help empower your child to earn the cost of a ‘trip of a lifetime’.
Unfortunately my daughter had to pull out of this as she is suffering with severe anorexia and would not be physically well enough to partake in the trip. Several family members gave money direct to My daughters world challenge account and several gave Her loans with which to purchase materials to try and earn extra money. I myself spend several hundred pounds.
As part of the contract world challenge kept 10% of the cost of the trip, £300, and reimbursed the rest of the money paid to me. I paid off my family that gave loans for investment and made sure that I paid off the loan I took out. There was not enough money to reiemburse everyone.
My daughter subsequently decided she wanted no more contact with her paternal family. This was unrelated and her choice, she is nearly 15 and more than capable of making these complex decisions now.
Here is where is gets complicated.
I received a phone call from the police saying that an allegation of theft has been made by My daughters paternal family! I have not been given any details but they are basically accusing me of stealing the money from them for the fundraising.
I am autistic and have been freaking out ever since. I know I have not done anything deliberately wrong and I don’t see how anyone could think that so I assume it must be a malicious allegation as they are aggrieved that my daughter has cut contact.
The grandmother came with me to the world challenge meeting. They all knew that my daughter had to pull out due to health reasons and that she was very upset about it. I had discussed in detail the possibility of financial loss with My daughters grandmother who knew She may not be well enough to partake in the trip. I am already down several hundred pounds financially from this. How can somebody give a gift to a child, family, and then accuse of theft?
It doesn’t make any sense to me.
Please help if you can or have any advice. I am really struggling here.
Thanks
Xx

You should have paid your loan off last after reimbursing other people from a moral viewpoint.

Well from their point of view you've had a refund and kept it.

I take it that the overall loss was greater than 300 if there were also materials purchased or is it just 300 of a loss?
How much was the GPs loss?. TBH if the GP loss is most of the 300 and most others were repaid incl your loan I can see how they last be aggrieved.

I didn’t manage to pay much of my loan and my viewpoint was the money was for my daughter. It was a present for her. The reimbursed money never actually went to the loan company it was just swallowed because of an overdrawn account. Does that make a difference?

I'm not sure it's malicious if there's an element of truth to it?

Maybe start a spreadsheet of everything that was paid in, how much was paid back and then pro rata how much everyone should have got back.

Eg if 10% was kept, people should be refunded less 10%

There was not enough money to reiemburse everyone.

From their point of view you owe them money. You've made sure your family were paid but not them.

So you had a refund paid into an overdrawn account? Refund used to repay overdraft? And nothing left to pay the others?

I am still several hundred pounds in deficit myself. The people complaining are under £300. The thing is why should they have been paid above everyone else? Especially when the money they gave was an unconditional gift?

No. Refund used to pay off people who lent money to be invested, rather than the people who gave money direct as a present.

Loans are different to gifts and as such should be paid off first as they will incur charges. I would though be encouraging dd to try earn some money when she is better even if just through jobs around the house which you pay her for. Presumably it is not more than £300 owing. I would write everything down so it is clear to you what is gift, what is loan and how much has already been paid off.

The thing is I have no idea who paid what as they were gifts. I wasn’t even asked for any money back before the police called me.

This was why I paid the loans before the gifts. I thought you cannot ask for a present back just because the child does not want to see you anymore.

Wow, it's not massive amounts of money. I'm amazed the police got involved. Have the police told you what to pay back and to whom

I don't understand. You say this company refunded everything bar £300. At the same time you say you are 'seceral hundred down" and others are £300.

The numbers don't add up.

I agree with you gksmith, they should accept that you're ''down'' too. I hope your daughter recovers. They sound like they have their own narrative that you fundraised and then siphoned the money off.

Nobody has told me what to pay back or to whom.

But the monetary gifts were returned to you. Your daughter doesn't seem to have the gifts that her family gave her?

It is because the children were encourage to start entrepreneurial ventures inorder to make more money so I paid money for materials for her to make money for the trip and then obviously she is too ill to do anything. I am surprised at how nobody thinks it immoral to care so little about such an ill child 😢
I paid off the people who gave us money for ‘investment’ as it were as they were always supposed to get money back. The aunty, who is the one making the accusation, was never supposed to be paid back. Everything paid by that side of the family was given as a present and nobody gave more than £80 individually as far as I am aware

Everything I have is my daughters. Why would you say that?

You're not looking at it from the family's point of view though. They gave her a gift of money and to them, she hasn't got it.

Sorry, I am autistic and never been on an Internet forum before so I am finding it hard to keep up. They know everything I have always goes on my daughter. They have seen me go without enough.

Honestly it does not sound like a gift. The money was given to your daughter for a specific purpose, this trip. Your daughter did not go, hence they expect a refund. You should have refunded everyone before putting any money towards a loan/overdraft. This money should be paid back.

Are you absolutely sure it was a police officer that called you?

I am surprised at how nobody thinks it immoral to care so little about such an ill child

That is not really the question that you have asked though. People are trying to give you advice and different perspectives. Can the materials purchased still be used in order to raise money to repay the family. I do agree that a gift should be a gift and I doubt legally they have much of a basis even in a small claims court to ask for a gift back. However if the materials can still be used to make money then perhaps that could be a way to make some money back.

I agree with spreadsheet. Show where all money has gone.

For example.

Trip costs £3000.

Gifted money £500 and investments £500.

If the £500 investments have bought materials then you only have £500 gifts left.

That £500 gifts then repays the investment and gift money is lost in the deposit they retained.

My figures are obviously wrong as they don't even add up but it will show what has been donated and by whom and for what purpose and what has been spent etc.