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Is there a thread about the LA fires?

165 replies

Lelophants · 09/01/2025 07:12

I can’t see one anywhere. Scary stuff.

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7
AquaPeer · 11/01/2025 15:34

knitnerd90 · 11/01/2025 02:24

Yes that's the thing. It should be the wet season now. It hasn't arrived. Fire season is typically in the autumn when everything is dried up from summer and the Santa Anas start.

My homeowner's insurance (and property tax) in the US is paid via escrow with my mortgage, so my lender absolutely knows if I have kept it, since they pay the insurer. You need an escrow waiver to avoid this and it will be revoked if they find out you didn't pay your insurance or taxes. Even if you did do that, if anything happened and your house was destroyed, the bank could repossess the property because you were in violation of the terms. Not only that, federal law permits lenders to forcibly insure a property if the owner fails to maintain insurance.

The uninsured will largely fall into two categories: 1) People who paid off their mortgages; and 2) people who had basic coverage but were not insured for fire. Despite reports of people having their insurance cancelled overnight, CA requires 60 days notice for non-renewal. That was a big issue last year.

The Palisades fire is in a wealthy area, but the Eaton fire is by Altadena, which is much more of a middle class area. There are other smaller fires too.

How do they know you paid the insurance premium in year 2,3,4,5 etc after your house purchase though? Or do you mean that every monthly mortgage repayment includes an insurance payment?

user22446688 · 11/01/2025 17:34

BooberFraggle · 11/01/2025 11:53

@dottiehens i don’t know anything about the LA/california govt or officials and will watch with interest. I saw Trump mouthing off about Newsome but just assumed that was Trump hating on his previous opponent.

Fun (unrelated and unserious) fact. Gavin Newsom was once married to Kimberly Guilfoyle, who then went on to be fired from Fox News for sexual misconduct, was engaged to Donald Trump jr, and is now unengaged from him and has been named as US ambassador to Greece.

Less fun fact, Trump is lying about Newsom and is not behaving particularly statesmanlike manner towards citizens who might or might not have voted for him.

Even less fun fact, if California and New York stopped sending tax dollars to the federal pot, pretty much every red state other than Florida and Texas would be in deep shit.

https://www.minnpost.com/eric-black-ink/2021/12/what-would-happen-if-blue-states-stopped-paying-for-red-states/

Is there a thread about the LA fires?
Is there a thread about the LA fires?
justasking111 · 11/01/2025 17:44

Question?

Where are the film studios in relation to the fires.

knitnerd90 · 11/01/2025 18:34

AquaPeer · 11/01/2025 15:34

How do they know you paid the insurance premium in year 2,3,4,5 etc after your house purchase though? Or do you mean that every monthly mortgage repayment includes an insurance payment?

Every month. For 30 years.

BooberFraggle · 11/01/2025 18:35

justasking111 · 11/01/2025 17:44

Question?

Where are the film studios in relation to the fires.

About 15 miles to the east looking at google maps with what looks like a lot of built up area inbetween. Thats for 7niversal, paramount and warner bros.

BooberFraggle · 11/01/2025 22:46

Fires heading towards Brentwood now and also towards UCLA.

justasking111 · 11/01/2025 23:20

BooberFraggle · 11/01/2025 22:46

Fires heading towards Brentwood now and also towards UCLA.

We've a member with a child at UCLA.

Apparently there's 60 fire engines and teams from Oregon on their way. But they have to stop off so their vehicles can be tested for emissions. What if they fail 🙈

Citygirlrurallife · 11/01/2025 23:51

It’s still on the far west side of the 405 so UCLA isn’t under and evacuation order or even warning

BooberFraggle · 11/01/2025 23:55

Citygirlrurallife · 11/01/2025 23:51

It’s still on the far west side of the 405 so UCLA isn’t under and evacuation order or even warning

Sorry if I have it wrong, I don’t know the geography but it was on cnn who I felt were reliable?

The coastal Palisades Fire is at least 11% contained but now moving inland toward Brentwood and other communities* *near the Getty Center and UCLA. More than 100,000 residentsremain under evacuation orders, as the Eaton Firein Altadena and other blazes in the county continue to burn.

Live updates: Deadly Los Angeles wildfires threaten new communities as biggest blaze expands | CNN

Crews have reported some progress in the battle against LA’s wildfires, but renewed windy and dry conditions could hamper containment efforts. Follow for live updates.

https://www.cnn.com/weather/live-news/los-angeles-wildfires-palisades-eaton-california-01-11-25#cm5s8p9gj00003b6otjs0fbfi

Livein2025 · 12/01/2025 09:01

Prefacing this with the statement that lives are what matter and thankful that the number of casualties (as reported now) are relatively low and that’s a miracle considering the devastation. But aside from the very wealthy who have 2nd, 3rd homes I’m trying to process what you’d do if you lost EVERYTHING.

Your life and loved ones’ lives are the most important irreplaceable things obviously - but aside from that. What on earth do you do if your house is gone, all your important ID documents, cash, prescription meds, precious family photographs, childhood memorabilia, family archive stuff with sentimental value, locks of hair, letters - all the small but precious things that mean so much. And then you’ve no school to go to, the shops have gone, the Drs surgery. Thousands of houseless people - where do they go to the toilet, wash, get fed and watered, get educated, work?? Will they have to set up tent cities and camps?

We hear about all the celebs filling out the 5-star hotels ( a vision in itself) How on earth do the ones who can’t afford that cope? How do you travel somewhere else if you’re fortunate enough to have relatives if you’ve lost your passport, your car, your ID? The roads are impassable? i guess if you get a warning you can gather up the essentials.

I know lots of people have their photos on the cloud but not all the photos are on it - those precious old family albums. It’s making me want to look into getting a firebox ( I’m not sure where you’d get one or whether they sell them in the UK.)

And it’s making me also think about the art that’s been lost in all those celebrities’ houses. I know in the scheme of things it’s a triviality - but can you imagine what those celebrities might have had on their walls, the vintage clothing, the antiques?

I’ve read threads on MN where people have been left with the clothes they’re stood up in because of a house fire. But the scale of this is crazy. It truly is like a war zone - and obviously makes you think of how people cope elsewhere in the world when war destroys everything around them including their loved ones - that’s a different level of trauma.

I can’t imagine they’re going to spring back quickly from this in LA . There are loads of not-wealthy people who live there too - ordinary workers, elderly people. How do you manage society when suddenly they need so much, at once. Maintain law and order?

I hope the coming winds don’t materialise - I hope they start containing it soon. But they do really seem at the mercy of the elements and it makes you realise how mankind can seem rather insignificant when the wrath of nature kicks in.

justasking111 · 12/01/2025 09:06

Jobs will be lost too. It's just so awful.

BooberFraggle · 12/01/2025 09:14

@Livein2025 no idea, I’ve been wondering this myself. So much infrastructure gone and so many people needing help. It looks like it will get worse, 35mph winds for the next couple of days!

I’ve been seeing some Spencer Pratt TikTok’s (reality tv person), they have lost everything. His house was not insured against fire. His parents house has also burnt down though I get the impression there are a couple,of spare houses floating around in his extended family. He is certainly in a house now and while he’s lucky for that I guess if it’s someone else’s house it’s still temporary. They fled with hardly anything, he was saying he’s realised he doesn’t even own a pair of jeans!

for people who had a mortgage if they also didn’t have insurance they will still be liable for the mortgage even if the house is gone!

dh reckons everyone will be living in trailers/caravans for years!

knitnerd90 · 12/01/2025 09:24

I know someone who lost their house in the fires. They were insured and have already spoken with the insurer. The adjuster told them flat out "It will be 2-3 years before you are back."

The California attorney general has already issued warnings over price gouging for rentals.

justasking111 · 12/01/2025 09:48

I thought this morning if our house and surrounding area burnt like this the local school, would be gone. So many different reasons why life will be extremely difficult for such a long time.

RedToothBrush · 12/01/2025 10:23

Livein2025 · 12/01/2025 09:01

Prefacing this with the statement that lives are what matter and thankful that the number of casualties (as reported now) are relatively low and that’s a miracle considering the devastation. But aside from the very wealthy who have 2nd, 3rd homes I’m trying to process what you’d do if you lost EVERYTHING.

Your life and loved ones’ lives are the most important irreplaceable things obviously - but aside from that. What on earth do you do if your house is gone, all your important ID documents, cash, prescription meds, precious family photographs, childhood memorabilia, family archive stuff with sentimental value, locks of hair, letters - all the small but precious things that mean so much. And then you’ve no school to go to, the shops have gone, the Drs surgery. Thousands of houseless people - where do they go to the toilet, wash, get fed and watered, get educated, work?? Will they have to set up tent cities and camps?

We hear about all the celebs filling out the 5-star hotels ( a vision in itself) How on earth do the ones who can’t afford that cope? How do you travel somewhere else if you’re fortunate enough to have relatives if you’ve lost your passport, your car, your ID? The roads are impassable? i guess if you get a warning you can gather up the essentials.

I know lots of people have their photos on the cloud but not all the photos are on it - those precious old family albums. It’s making me want to look into getting a firebox ( I’m not sure where you’d get one or whether they sell them in the UK.)

And it’s making me also think about the art that’s been lost in all those celebrities’ houses. I know in the scheme of things it’s a triviality - but can you imagine what those celebrities might have had on their walls, the vintage clothing, the antiques?

I’ve read threads on MN where people have been left with the clothes they’re stood up in because of a house fire. But the scale of this is crazy. It truly is like a war zone - and obviously makes you think of how people cope elsewhere in the world when war destroys everything around them including their loved ones - that’s a different level of trauma.

I can’t imagine they’re going to spring back quickly from this in LA . There are loads of not-wealthy people who live there too - ordinary workers, elderly people. How do you manage society when suddenly they need so much, at once. Maintain law and order?

I hope the coming winds don’t materialise - I hope they start containing it soon. But they do really seem at the mercy of the elements and it makes you realise how mankind can seem rather insignificant when the wrath of nature kicks in.

Which is why I mention the Olympics.

It's going to be hugely controversial now because efforts will end up being focused on restoring venues and infrastructure related to the games rather than emergency home building and relief for those who find themselves now homeless.

They'll rebuild hotels and build the Olympic village before looking after locals.

It's Trumpian catnip. The next few years will be interesting.

Also interesting to see calls for Trump to visit and comments about how none of his team have been in touch with officials.

Of course visiting isn't in Trumps interest. That's not how disaster politics and disaster capitalism works.

As for the Oregon fire trucks being tested for emissions... (Facepalm). I wonder if they are measuring the fires for emissions.

RedToothBrush · 12/01/2025 10:27

I am currently reading about the 1906 San Francisco earthquake and fires as part of my family history research. About 3/4 of the city ended up homeless. They sent up what was essentially tented refugee camps. More than two years later they were still there. That was in an era where they didn't have things like insurance and planning permissions to contend with. And there were huge numbers of skilled labourers available.

If I was in that position in LA, if you could, you'd just leave permanently wouldn't you?

Dogiswhining · 12/01/2025 10:32

RedToothBrush · 12/01/2025 10:27

I am currently reading about the 1906 San Francisco earthquake and fires as part of my family history research. About 3/4 of the city ended up homeless. They sent up what was essentially tented refugee camps. More than two years later they were still there. That was in an era where they didn't have things like insurance and planning permissions to contend with. And there were huge numbers of skilled labourers available.

If I was in that position in LA, if you could, you'd just leave permanently wouldn't you?

Probably but I can't get my head around having absolutely nothing bar the clothes you're stood up in, just so awful.

BooberFraggle · 12/01/2025 10:41

I think a lot will leave LA.

Peridot1 · 12/01/2025 11:47

The trauma will be huge for so many. As @Livein2025 says how do you deal with losing everything? How do you explain to your children? Schools gone. Church gone. Entire neighbourhood. Everything you own. Shops and restaurants gone and along with that jobs.

Yes some celebrities have second and third homes and will maybe be okay for housing but it’s still traumatic.

And add to that the normal ordinary people who lived and worked in those areas. I read an interview with an Irish-American woman whose grandmother had lived in Pacific Palisade since the 60s in a quite normal ordinary house. The grandmother has passed away recently but they hadn’t finished sorting and clearing the house out. There will be so many people who have lost everything. I can’t get my head around it.

knitnerd90 · 12/01/2025 12:30

The Olympic venues are thankfully in parts of town that weren't hit by the fires and many are complete. The big issue with that will be the planned metro improvements and making sure they are done on time. The Olympic Village is at USC's campus just south of downtown.

affer past disasters the city has streamlined processes for rebuilding. For example, some of the houses that burnt down wouldn't be allowed under current planning regulations. But waivers will likely be passed to allow homes to be on their previous footprints. (They will have to be built to current fire and earthquake codes however.) a big issue will be the sheer amount of labor needed to do all the work.

the two largest hit areas were Pacific Palisades and Malibu, which are largely residential with some local commercial areas, and Altadena, which is heavily residential. As long as they keep the fires from jumping to Encino or Brentwood, it will not affect things like hotels and major commercial areas.

Livein2025 · 12/01/2025 12:47

If there’s going to be a huge need for construction workers, that probably means accepting a load of people semi-temporarily relocating to LA to do the work - where are they going to live? Do you think Trump will allow immigration from parts of the world where lots of young people historically travelled from to do construction type jobs ie. Ireland, Poland, Eastern Europe etc…? Will there be a sort of ‘gold rush’ in this employment sector?

Too early to say I guess. But they’re going to have to have a lot of excess feet on the ground to replace all those homes. And I’m sure if the celebs want ‘only the best’ architects, plasterers, joiners, carpenters, bricklayers, roofers - they’re going to pay ‘top-dollar’ and get the pick of the crop. Relocation from other parts of America could provide decent opportunities for employment.

But this is all going to take so much time. I hope they don’t just throw up sub-standard, cheap housing for their non-celeb citizens. And I’m guessing some old-people’s homes have been destroyed. They need to get housing for their most vulnerable citizens prioritised.

RedToothBrush · 12/01/2025 15:45

knitnerd90 · 12/01/2025 12:30

The Olympic venues are thankfully in parts of town that weren't hit by the fires and many are complete. The big issue with that will be the planned metro improvements and making sure they are done on time. The Olympic Village is at USC's campus just south of downtown.

affer past disasters the city has streamlined processes for rebuilding. For example, some of the houses that burnt down wouldn't be allowed under current planning regulations. But waivers will likely be passed to allow homes to be on their previous footprints. (They will have to be built to current fire and earthquake codes however.) a big issue will be the sheer amount of labor needed to do all the work.

the two largest hit areas were Pacific Palisades and Malibu, which are largely residential with some local commercial areas, and Altadena, which is heavily residential. As long as they keep the fires from jumping to Encino or Brentwood, it will not affect things like hotels and major commercial areas.

Edited

Theres still another 3 years to go. Anything could happen.

Plus there's still the question of hotels.

justasking111 · 12/01/2025 16:12

We may see a completely different landscape. Less mansions, more apartment blocks, hotels.

BooberFraggle · 12/01/2025 16:44

justasking111 · 12/01/2025 16:12

We may see a completely different landscape. Less mansions, more apartment blocks, hotels.

That’s why Mel Gibson says the officials started the fires….to get rid of the mansions! 🙈😁

justasking111 · 12/01/2025 17:47

BooberFraggle · 12/01/2025 16:44

That’s why Mel Gibson says the officials started the fires….to get rid of the mansions! 🙈😁

The same theory was floated last year when the Hawaiian fires happened. The mayor etc were all off island on that occasion.