Sun wokong -dont know why you choose to highlight me out of 539posts and dont think you read mine in detail you just saw the 41k gross and assumed we loaded, waste our money and have loads of gadgets.
obviously rent 700, council tax around 140 and ultilities on top is well over £1000.
not sure how much 41k is net pa but monthly its around £2200 a month.
but we of course have other expenses.
food
phone
child maintainance for hubbys son-hes no feckless father running off.
we have 3kids of our own, childcare is expensive here, no family near by hubby works 50hours a week unsociable hours as retail.
car
loan-not through luxury items through car breakdowns and appliances.
i cook mostly from scratch
shop at cheaper places like lidls/farmfoods.
mend broken things
shop for everyones clothes in supermarket, charitry shop, ebay, carboots, nearly new sales.
breastfeed youngest and use cloth
I dont smoke
dont drink much.
dont own a tablet computer.
rarly go out and buy stuff for ourselves.
we get cb but no tax credits and will probably lose that next year.
then im guess next year food , ultilities still be going up
petrol will still be high
rent-private will be increased
we havent been abroad since eldest was born so 2005 was last time we had package holiday.
we do manage our money carefully to ensure living standards dont fall too uch and we have no defecit as theres more going out than coming in.
we get by we manage as people say we cut our cloth accordingly.
its people who get loads of assistance and waste the money and their kids live in poverty Im fed up with,