Mr bo jangled -you have me marked down wrong.
Im a closet tory.
Not left leaning.
I do feel for people in dire straights I really do.
DMA72-is fantastic example of how people chose to work are less well off.
Its is my belief that its this group of people right now that are struggling.
If you own a home and get into difficulties its very hard to get council/ha accomodation.
If you rent and lose your job-you have option of housing benefit as a safety net.
I dont read the daily mail if I can help it.
Im not benefit bashing just stateing apoint that all the people i personally know on benefits either unemployed or very low income boosted by tax credits are etter off than my family when hubby earns 41k gross.
Of course we have made some expensive choices
our children have done some nursery as its been educational and social benefit to them.
Heres theres shortage of good preschool places so middle dd has started preschool thsi term so have preschool and nursery to pay as they dont get funding until term after 3rd birthday but think if very low income they can get nursery from term after 2nd.
Our kids do clubs and hobbies.
so yes we choose what we wish to spend our money on.
we ensure the kids have tidy room over their heads, are clean , tidy , have nice clothes that fit and are well fed-to me thats a priority no 1.
Our 2nd priority is spending time together as family tough when hubby works in retail,
3rd is enhancing their life with hobbies and days out.
I recently got a bashing on mums forum as we discussed what we were all doing this summer.
I said e havent had as much money so tried to do cheaper or free days out
so libary crafts, museums, picnic at large park, country walks.-1poster said i do nothing with my kids they play in the garden they dont need to go out.
Then someone posted about clubs-Mine does rainbows and gym-same poster im a snooty moo wasting my money kids dont need hobbies.
post about tax credits-some ones just lost tax credits-to which she gets previous poster say I get loads but still dont think its enough, she then said to original poster I couldent bare to have no disposable income.
This same poster has 5kids, lives in council house, her husband works a low paid fulltime job.
she posted the other week shes feels bad as had to buy school uniform on catalougue. I mean septemer happens every flipping year not like a surprise is it.
I got quite annoyed as in last 3months
heard all about her i pad
new dining table
and george forman
expensive prams
shes not only one on mums forum who seems to think everythings a right.
Its the ones ho get it all but then have the audascity to whinge its not enough or they cant afford basics that gets my goat.
Disabilitys an odd one-I dont begrudge anyone disable getting disability by way especially a child I been very lucky mine been so healthy.
Thats apparently worth £240 a month.
The parent then gets a carers allowance on top-This one not sure of as a parent if has healthy or child would care for their child and already get child benefit and perhaps tax credits.
I would prefer this money to either be paid to a childcare for that child or someone thats not their parent.
Then they can get mobility car.
Its for this reason i think universils a good think link everything up.
as benefits are net, not taxed, and genarlly go up each year unlike wages.
If you added everything together its quite generous.
I have a freind at school whos crap with money.she works part time, bloke was unemployed but back in full time work again now.
They rent council flat-in all fairness wouldent want to live there.
Her rents £95 a week shes looking to move they have 1school age child so just pay for breckfast club. Her mum lives locally and has child and picks up.
so free childcare.
Her dd just started swimming lessons and asked why my dd not doing them
no 1 cant fit them in and no 2 cant afford it-I think this baffles her as on paper we must be minted.
Our rents 700, council tax £140 a month, ultilities keep rising and we run a car.
she spends more on food per month than we do as family of 2adults and 3kids.
shes always going out to eat or shopping.
lifes a series of choices.
She said shes behind with her rent and council tax and got repayment schedule in place.
Im guessing council slightly more leniant than agents and private landlord.
We would never miss or be late with a rent payment.
It would stress me right out.
of course examples above are personal examples.
The media love to pick the most extreme examples
I baffled why people even like to be intereveiwed as they get such a backlash.
I do believe that the oens in the paper /news are the extreme example.
Most are decent hardworking and just trying to get by.
Im not jealous of people on benefits.
Just think system is mad and unfair.
Im feeling squeezed and will keep cutting my cloth trying to keep living standards same on less money.
The whole principle it should always pay to work is the right one.
The co-alition say that but not sure how far they got with it.
whats the incentive to get promotion, better paid job?
if we were in poverty me and hubby would do our best to get as many jobs as we needed to get ourselves out of it.
I tried to argue the point other day on deciding on more kids.
We think oh number 4 be nice but we cant afford it there would be a shortfall.
but others have another child and the gap shortfall is always plugged with more benefits.
Somethings happened in uk last 15years in terms of culture thats just so sad.
Its a mess and not sure how to sort it.
I used to work for large retailer on housing estate.
it depressed me a lot, monday was benefits day and they would alll queue up , even postoffice had a bouncer then come over buy fags from the kiosk, tehn load their trolleys with loads of crap. some would go down to pub and sit there all day, others would just get a few cans and sit on the grass.
there as no job centre in this area.
Some would queue outside the chemist-also with bouncer for methadone shot.
Reguarly saw kids walk round with no shoes on or no coat.
Staff and customers would sit there saying when you gona get a house then , how far you on the list, you really need to do this.
Many would moan they dident get enough.
Was I bitter? just a little as was paying over £800 nursery fees , hardly seeing my child whilst they pushed theirs around in latest designer buggies moaning they lived a hard life and whinging about the child and the fact that dad had run off or he wasent paying maintainance.
Its sad situation yes-but we cant save them all can we?
I live in a city-where jobs I guess are easier.
I grew up small rural town where there are hardly any jobs, the one sthere are are part time and low paid.I think they have it harder again as running a car and public transport so expensive.