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Holiday or loan?
hercules · 04/08/2005 15:46
We've always planned to go to Sril Lanka for 3 weeks as DH is from there but have never been able to afford it and it isnt usually safe. However, we will have a chance to go next year if we save around 400-500 pounds a month. This money was meant to go towards paying off a loan we took on our mortgage to pay off credit cards.
Dh's parents are elderly and there may not be that many years we get to visit them in their home although they visit us every other year or so. Dh hasnt been home since he was 11 and really wants to go.
If we dont go we could instead put the money towards paying off our debt.
What would you do?
suzywong · 04/08/2005 15:50
having been in that situation myself (dh going home to Oz and credit card debts)
I would say dave up and go next year, our debts are still with us and cramping our style big time. I wish we not had taken the last but two trips to oz for a holiday as it was all on credit that we are still paying off
since you ask
QueenOfQuotes · 04/08/2005 16:12
Normally I'd say debts first - but in this instance I'd to go. He hasn't been home since he was 11yrs old (don't know how old he is now but I'm guessing that's at LEAST 15yrs?), his parents are elderly and it could potentially be the only chance your DD gets to meet them in their 'home' country.
Presumably you'll still be paying your monthly payments on your debts?
QueenOfQuotes · 04/08/2005 16:24
I thought you probably were - but thought I'd better ask LOL.
In that case I'd go. I know how it feels wanting to balance debts with 'nessecary' trips abroad to see family members in countries that aren't always safe to go to.
It's not been nearly as long as for your DH, but my DH hasn't been 'home' for just over 5yrs now - and he's not seen his dad since we left either, as his Dad's work are a PITA when it comes to leave (and retirment - just been told he's not allowed to retire next month ). Of course it's not always 'safe' out there either but it is at the moment, so if someone told us we could either pay extra on our debts or go and visit Zim - there'd be no question in my mind.
Gobbledigook · 04/08/2005 16:24
I'd try and do both hercules. If you are still going to making some sort of payment on the loan and you can save up for this too - then I'd do that and go.
Normally I'm a person that would say tackle debts first but if you've had them a long time and have a way to go - you have to have a life in the meantime as well.
It sounds like this is important to your dh and there is more to life than money.
There will always be something else you could be doing with the money but sometimes you just have to do what you want to do otherwise life could really get you down.
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