I have a massive decision to make in the next couple of days, and I'm completely torn about what to do. I'm hoping that someone else has been in a similar situation and can offer advice. I don't want to ask friends and family for fear of being judged.
I'm a 35 year old woman, who has been dating a 40 year old man for 4 years now. He's a good man and he loves me.
For various financial reasons, we have never lived together. I suffer from some health issues and have been lucky enough to get a wonderful council flat in a nice area. I manage okay financially with my disability benefits.
My boyfriend has been approved for a mortgage and has asked me to move in with him. We went to see a beautiful house last week and he wants to make an offer on it in the next few days.
So, it should be a simple decision for me, right? I'm sure I'll piss some people off with why I'm struggling with it, but here goes.
I love my boyfriend, but I've never found him attractive. I love him like a dear best friend. Much of our relationship has been through lockdowns etc, and we spent most of our time talking on the phone rather than spending time in each other's company (even though we chose each other to be our extended household/bubble). Our sex life is pretty dire, but I didn't worry too much about that before because I only see him once a week anyway. We've never been on holiday together. So although our relationship is 4 years old it has been fairly casual up until now. We probably have sex about once every six weeks. He talks about us having a family, and when I pointed out to him that you need to have sex to do that he got very defensive and we had a big argument.
He's also not the best with money, and doesn't have the best work ethic. He's self employed in a lucrative industry, so he only has to work 2 days a week to make enough to comfortably pay his rent/ our future mortgage, and so he rarely works more than 3 days a week. That's obviously entirely up to him, but this is where I have another worry - if I move in with him I will lose all my benefits apart from PIP, which is £500 a month. After paying off my credit card and phone bill etc, I will have less than £200 a month to myself if I live with him. I will also obviously lose my council flat. Is it wise to be completely financially dependent on someone you know isn't great with money? I am worried I'm going to be trapped.
I know that there will be many women who are my age and older who will probably shake their heads at my worries here. I would love to be a mother, and at 35 I'd better get a move on. My OH will be a great dad, I have no doubts about that, and his family love me and are super supportive of our relationship. He is loyal and honest and he wants us to get married and start our family ASAP.
So I guess the question is - do I ignore my worries about sex life/finances/independence and run at this opportunity to start a life and a family with a good man who is my best friend? Or do I listen to my gut and accept that I might never get another chance to be a mother and wait for 'Mr Right'? Does 'Mr Right' even exist? And more importantly would he even want me?
Any advice is much appreciated. Please don't be too cruel about my very first world problems. I know people have it much worse!