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Struggling with work, home and finances and not coping any more

5 replies

Floralflowersred · 31/03/2026 00:08

I don’t know where to start.

Work has become a nightmare. Trying to implement ISO9001 and everything has changed. Work want the changes that would emerge from this being implemented before it’s been implemented. Hard to manage their expectations. I’m trying. I really am

Kids are a nightmare. We’ve 4 kids between us. 2 each. Teens. Pushing boundaries

Biggest cause of all of this - I moved into DPs house 4 years ago. Gone on the mortgage. He got divorced around 6 years ago and he paid his ex wife off around £20k though she should have received more. Agreement was I’d give him a bulk payment of £10k to cover his debts and pay a higher amount to make up the difference of the equity. Around £120k equity in the house - mortgage of £120k and it’s worth £240k by it going up in price since he bought it 10 years ago, as opposed to him paying this off. Over 10 years my overpayment on out outgoings works out as 60k. Outgoings each month montage and bills of £1300 and I pay £1000. Everytime we have any sort of disagreement he comes out with “tell me how much you want as a settlement” - basically told him I feel like a lodger with a vested interest.

Please can someone knock some sense into me and talk me through this?

Each time we have any sort argument he goes through a period of around 5-6 days of literally not speaking to me. I’ve told him I cannot cope with this any longer. I’m at the point of just not wanting to be here any more. I’ve told him this. Made it clear I am literally not wanting to be here. He asked me what was wrong and I brought up how he makes me feel about the house and he again has just gone to bed in a strop.

To be transparent - I earn around £65k per annum. So I could manage alone. I’m just bereft.

OP posts:
Floralflowersred · 31/03/2026 00:11

Also to add - right now I have not much savings. I could probably put my hands on around £5k so not enough for a deposit on a house

OP posts:
EmeraldRoulette · 31/03/2026 09:44

Looking at this, the man sounds like a much bigger problem than the ISO9001.

you'd basically have to get your money back from him to find another house, yes? Was it ring fenced or protected in any way?

Honestly, I think once you're rid of him, the other stuff will seem easier to deal with. I do know how much nonsense a company can put you through but I just can't help wondering if your living situation is making everything that much harder 💐

CelticSilver · 31/03/2026 12:19

Teens are reacting to the unhappy home. Get your money and get out of there. Happiness awaits, but you have to makes changes. Get started.

iamnotalemon · 31/03/2026 12:23

I’m really sorry to hear you are struggling at the moment. He should be supporting you, not going off in a strop. Can you get some legal advice re where you stand financially with the property?

Senmum2026 · 31/03/2026 13:06

Sounds like your relationship is the biggest issue. No one would feel comfortable and secure with that as your base.

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