If there is a better place to post this please let me know, I have put the same post in the money matters section.
Please bear in mind that I have mental health issues, a hoarding problem and OCD.
I have an interest only mortgage, 25 years have passed and now the whole amount is due, I thought I would sell up but just couldn't cope working full time and dealing with anything else.
I have spoken to a broker, they have found me a new lender but they need to do a survey/valuation, things are very neglected, I've been spending the past few weeks trying to sort it out, it's just me, no one to help, I told the broker that I'm unwell and will contact the surveyor as soon as possible, i have lots of documents from the lender to sign.
I'm struggling and am thinking of telling the broker the real situation that I'm sorting out neglect and hoarding and telling my current bank that wants the payment but I'm a bit scared of what they will expect and that's the reason I'm posting, does anyone work in this area or have any idea what reaction I will get and how understanding they will be.
Another option is selling up but would obviously still have to get a valuation and have people in, I'm not in the best place due to the stress and it feels incredibly isolating.
My head is in the sand in a way but I am busy sorting out as well as I can.