How to Carry on

[Tinygem]

I've been on sertraline for a few months now, currently 200mg a day. Over the last week or so I began to feel slightly better but anxiety has now returned again.
I can't see a way out of the situation that's causing my anxiety, my life has felt like a nightmare the last few months.
Had to move house, bought another alone but regret that now as I feel like the financial commitment is huge. The house needs some work too. If I was to sell and move back to rented it would cost me more and I'd lose a lot of money in the process but at least I wouldn't have a mortgage hanging over me.
Just don't know what to do anymore, feel like a completely different person.
Looking for any support/advice as I'm feeling very low this morning.

From a practical viewpoint have your circumstances/finances changed since you applied for the mortgage? At that time (I guess) you felt comfortable with the repayments so why now do you feel overwhelmed with the financial commitment? And can you mitigate the monthly costs by taking in a lodger?

Is the work necessary immediately? Is it structural or cosmetic?

How important is security to you? Having your own home means that you're not at the behest of a landlord and you are free to improve/change the house as you wish. Are you happy with the location?

Sorry for all the questions! Lots of people suffer from regrets and anxiety when they move house, especially if it's a first purchase. I always swore that they had magically shrunk by 25% between first viewing and completion. If you can, hold off from making any long lasting decision for at least 12 months as it takes that long to really settle in and get to know both the house and the area.

Circumstances haven't changed as such, but feel like I didn't give it all enough thought. Was in a hurry to buy again because of my age, mortgage is up to retirement now. Had to move as couldn't afford to buy ex dh out after divorce. I'm on a low income, only get SSP if off sick and doubting I can afford to live alone at all now. Currently working 6 days a week to increase my income.
At the time it made sense as I couldn't see any other option, renting would be more expensive.
Not able to consider a lodger, dd may be returning from uni for a while.
Work is largely cosmetic but I don't feel able to do it at the moment, have a real phobia of spending money.
Not really happy with the location either, moved away from my family as couldn't afford to buy there. It is handy for work though.
Just feel incredibly stressed, despite the sertraline, and worried that I won't cope.
Feels like I totally rushed into this and tied all my equity up.
Seriously considering selling again, feel like the situation has ruined my life and I can't see a way out.
Can't quite believe the devastating toll this has taken on my mental health.

Great that the work is cosmetic - you can forget about it for now.

You say that your daughter "may" come back from uni for a "while" - that really shouldn't preclude you from looking for a lodger; maybe someone who can fit in around your daughter's schedule?

Please take some deep breaths and give yourself some time - you haven't ruined your life or done anything that can't be undone. You made a decision at the time which you felt was the right thing to do. It may still be the right choice but your panic is clouding your ability to think clearly.

If you really hate the house itself would renting it out and moving into cheaper rented accommodation be an option?

Oh, and to answer your point about not being able to cope - you will. How do I know? Because your record for getting through bad days currently stands at 100%. Remind yourself of this every single day.