@dongke
I'll be honest and say if your house takes I'll also be honest and say if it will cost 350 to rebuild your house in Donegal, it must be a pretty huge house
so what?
The point is, the government has been pushing a scheme for some time that would provide 100% redress for affected homeowners, with some limitations - be they on square footage, or cost. The absolute worst case scenario is that the OP doesn't get the full cost of rebuilding a home which must be significantly larger than the average house in the country. The point is, if the homeowner groups had accepted this as a possibility, and accepted that they would get a 1800 square foot home back rather than a 2500 square foot home back (built to much higher building regs) then they would be very far on their way. This is bearing in mind the government had no role in regulating building materials except setting standards: its pretty clear this is the result of rogue operators. Have you ever seen people send a brick off for analysis on a building site to ensure its composed as it should be? Is that really something you'd expect?
Equally, if the homeowners accepted that the houses would be made sound if possible, with repairs rather than complete knocking and rebuilding, the government was going to guarantee 100% of the cost of repair to rebuild the houses as are. The homeowners group have so far rejected all these possibilities.
The people living in 3 beds on estates will very clearly be covered. The sticking point, and one of the reasons its dragged on, is the homeowners groups refusing anything other than 100% of what they believe to be the cost of rebuilding their homes to a suitable standard. The figures they are quoting are very much out of line with what it costs to build a house in most parts of the country, and Donegal is actually one of the cheapest parts of the country to buy property.
None of that is to diminish the situation the OP is in, but its just a bit disingenuous to act as though the country is ignoring the situation.
You talk about there being 100% redress in Dublin, I assume you mean priory hall?Those residents had to live in apartments for years, and again, those buildings were repaired not rebuilt.
There are concerns that if everyone gets 'better' houses rebuilt, and there is no contribution required for the builders or suppliers to contribute, then its the government writing a blank cheque for future developers to cut corners and put in shoddy materials. Its an awful situation OP, its not of your own making, and I didn't realise you were actually at the point of moving out - I know lots of people who are aware its worsening, and fear homelessness in their future, but are very likely to be able to stay.
But equally, I know people who've discovered, say, dry rot in their house, other catastrophic faults, and there's absolutely no support. I really hope things work out, and there are good temporary arrangements put in place. Its really really difficult. But its hard to know what else can be done - there literally aren't empty houses to put people in while there houses are rebuilt. Its a scheme was accepted earlier, people could have maybe just moved out for a few months while repairs took place.
But in all honestly OP, you've said a LOT of things that are factually inaccurate on a site where very few people will have been following this, so its hard not to want to correct that. But I do hope you have as much support in place as possible, and a final decision is made quickly so you can make a clear plan.