Financial support and sectioning

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This is a pre-emptive ask, currently having a lot of issues in my life. Abysmal mental health, with two suicide attempts in the last two months, I have no support, I've used up all of my sick pay at work, at this rate they will sack me anyway and I'm worried about finances as it is. If I get sectioned how am I meant to pay my mortgage, I have no partner to help, is there anything available? I don't know they are going to try but my support worker made a comment on Friday that has made me worried.

So is there any support if you are section's and can't work does anyone know?

I'm so sorry you are dealing with this. I have no personal experience but I found this site:

www.mentalhealthandmoneyadvice.org

They seem to have quite detailed guides about the various benefits available, including if you are too unwell to work.

If you can't face going through it all there is also a contacts page which includes contacts for helping you figure out what might be available to you.

Best of luck and I truly hope you get the help you need to come out the other side of this.

If you have paid national insurance contributions over the past 2-3 years then when your SSP ends you would be able to claim new style ESA which is a contributions based benefit.
You can also claim Universal credit as long as you do not have savings over 16k.
For both the above benefits you should declare your health condition and submit sick notes. If awarded limited capability for work and work related activities after assessment then you will get extra money.
If you have had difficulties with daily living or mobility for 3 months and expect them to last for another nine months you could consider making a claim for PIP which is a longer term non means tested disability benefit. It is not a quick process and you will need good medical evidence ( drs letters, psychiatrist reports, details of any meds and therapy ). It is quite an extensive form to complete so try to get some help from CAB or a mental health charity.

I’m sorry you’re going through this.

There’s the breathing space debt respite scheme which whilst doesn’t bring any money in does stop any creditors from hassling you or taking legal action during the time (including mortgage arrears). There’s a special one for mental health.

Otherwise I think there’s ESA, PIP and UC.

Sorry, I forgot to add a link for the breathing space thing:

www.gov.uk/government/publications/debt-respite-scheme-breathing-space-guidance/debt-respite-scheme-breathing-space-guidance-for-creditors

If you contact Citizens Advice, they are good with MH and money/benefits. Our local one has a MH specialist worker. You could do without having to worry at the moment, I hope you feel better soon.

Thank you all, this makes me feel a bit better. I'm trying its just so hard finding support