Possible sleep disorder, I think I need help

[Chocolate2020]

As a child I had no problem sleeping, occasionally my parents watching the TV would be to loud but that's it.
At sleepovers the occasional snoring from friends would annoy me and usually it wasn't dark enough, but I'd sleep.
I lived near the motorway and could hear the hissing of the cars through my window but I was able to sleep
Age 17 noises in my parents house would bug me more but I always went to sleep listening to the talk show on the radio.
I could sleep next to my boyfriend in the single bed with his snoring.

But it progressed into me neededing earplugs to drown out my family talking in the evening and not being able to sleep unless it's pitch black.

Here's where I am now
I wore earplugs for 10 years as
The sound of my husbands breathing drove me nuts, I stopped wearing them when are kids were babies, but I was so shattered I slept but now I no longer sleep next to him, I can't sleep unless there is literally no noise, I struggle to drift off and the littlest thing will wake me up and then I'm Screwed I can't get back to sleep, just the sound of the wind and hum of distant cars prevents falling asleep...the thought of wearing earplugs for the rest of my life upsets me as they are uncomfortable

Due to financial reasons I've moved to a place next to a semi busy road as it was cheaper and now I've moved in I discovered the windows are not sound proof and it's very noisy, Ive had an hour sleep.
My husband said to me he doesn't hear it bad.
Im laying in bed wishing I could get out of my contract and go but we can't afford to.

Sitting in bed crying has finally made me realise I might have a sleep problem and if I move its only masking the issue..

Any thoughts?

This actually sounds like anxiety

Do other noises annoy you, like people chewing? You could have misophonia.

My boyfriend has to sleep with ear plugs in and in the complete darkness whereas I'm the opposite and am afraid of the dark like to have a lamp on and sound doesn't bother me at all as long as it's not too loud. It doesn't sound like a sleep disorder to me but there's a definite element of irritability in there which could mean something that needs addressing if it's affecting you.

I'll second @Takingontheworld

Your sense of hearing is the last thing to wind down when you sleep and nature keeps it switched on (to an extent). It makes sense in an evolutionary context but not so helpful these days when you are unlikely to be attacked by predators!

Definitely try to find help. It must be exhausting if your brain is listening out constantly.

Have you tried having a fan on in your bedroom? You don’t have to have it pointing at you if it’s too cold, just have it on for the white noise. I used to be massively bothered by noises and couldn’t sleep unless it was silent. I started using a fan years ago due to desperation - it works! The constant whir of the fan blocks out other noises and allows me to go to sleep. If a fan doesn’t work for you, you could try other white noise - there are loads of apps nowadays, the one I like is a rain app called Rainy Mood, I find the sound of rain very relaxing and it stops me hearing anything else.