Life insurance

[amazedmummy]

Ive been struggling with PND since DS was born in November. I finally got a chance to sit down and look at life insurance and most places won't touch me. I'm pretty sad, I'm trying to have things in place for DS and now I'm worried that it's so difficult. I called through to an advisor and they've found me a policy but it's expensive and may require a medical. I feel like by getting help I've made my whole life so much more difficult, if I'd never sought a diagnosis then they would be none the wiser.

have a look at active minds insurance, they specifically cover people with mental health issues and are recommended by mind (the mental health charity). all the best x

Its absolutely outrageous.

In Australian you're not allowed to do this.

I think it is a MASSIVE policy failure that this can happen. Which I know is not very helpful.

If you can get a policy - even if its expensive - you should def take it. But you are very entitled to be annoyed.

Thanks @sleepismysuperpower1 that's really helpful, I'll give them a call tomorrow.

That really surprises me. We have life insurance with Aegon and although they wanted to ask me about my depression and anxiety, they were happy to cover me.

@TwoKidsStillStanding the only insurer that will cover me is Scottish Widows.

www.specialrisksbureau.co.uk

give these folk a try as well.

You should think about critical illness and well as life insurance cover

x

@FFSFFSFFS definitely, critical illness would pay out for the wee man too so definitely looking at that too.

I couldn't get any thu L&G, who were supposed to be really good for MH. So shit.