I've namechanged for this - feel very raw.
I feel as though I'm reaching the end of my tether with insomnia. Virtually every night I'm awake at 3.00 or even earlier and I rarely go back to sleep. I'm constantly worried and it's getting worse.
I work for myself from home as a freelance writer and I have just lost a major plank of my income (a retainer that acted as my 'salary' that I could rely on every month). Now my income is completely uncertain. My husband is in a stressful, relatively low paid and insecure job (temp contract). I have been the main breadwinner for a number of years. We are both in our 50s. 2 children (age 10 and 15). No real savings apart from very small pension pots (have never been part of company pension schemes). Just before I lost my retainer we had booked a holiday abroad as a 25th anniversary treat. It's all bought and paid for but now I keep thinking 'If only I had known I'd have been able to use the money differently'. Things keep going wrong in the house and need replacing - £200 here, £300 there... all massive cases of bad timing.
I've been a bad sleeper for years but at the moment it's at a level that I don't feel I can cope with. I keep waking up in a state of sheer panic, thinking what if I can't replace this lost income? (In reality it will be difficult - I work in a very ageist profession). How can I get a job that pays enough to cover the bills we have? How are we going to cope as we get older, with no safety net other than a state pension?
My DH is on anti depressants (has been for years) and much as he tries to help, I cannot 'fall back' and expect him to catch me, financially or emotionally. I feel as though my life is flailing out of control. Professionally, I have painted myself into a corner. We are at an age where our friends in good, steady jobs are looking forward to another 5-10 years of steady work and then a relatively comfortable retirement. The thought of growing older and losing the capacity to work/earn fills me with dread.
I know, realistically, that the situation is not as bad as I think it is, but I seem unable to get myself out of it. The situation (always worrying) is beginning to affect my kids.
I don't know if I am depressed. If I could just count on a good night's sleep every night it would help.
Has anyone been there/got any advice?