Apologies in advance for long rambling thread.
A bit of background: I've suffered with depression for 15 years, on and off, but mainly on. I've tried ADs in the past, but found the side effects were terrible (too tired to do anything, really bad headaches all the time). I've also had some counselling twice. Both times the counsellor thought things had improved and stopped the sessions.
I have no self confidence. I also think a week before my period hormonal fluctuations make it a lot worse, as in I think I am really ugly and fat and hate myself and also dh. I can feel this happening, it's quite a sudden change.
My relationship with dh is fine most of the time. We never row these days and I go out of my way to avoid a row because I can't stand the spoilt childish way dh reacts. Tbh he is lazy and slobby a lot of the time and I never comment because its too much hassle. It also is quite convenient, as it means I don't feel bad if I'm too down to bother to do housework or make an effort 
He's been out of work now for 4 months and not done much at all. So much in the house needs doing. He doesn't Hoover or tidy. He'll wash clothes if I ask. He doesn't garden.
I don't seem able to discuss this with him as I am scared of how he'll react - not violently, I just hate the childish remarks and name calling that ensues. So either I do things myself or they don't get done.
I'm going mad with worry about our finances, but he won't discuss selling our house to find something cheaper. I know it's complicated for many reasons (bad credit rating, huge mortgage, falling house prices), But tbh I think what he's doing is just refusing to take responsibility for anything. Sometimes if I say let's do such and such he'll go along with it, sometimes he'll say that's ridiculous, we don't seem able to discuss things.
On top of that I have no life of my own. I am almost never alone, except at work (part time). I don't decide what tv we watch because he's so snobby about anything that isn't a quiz or scifi, a movie.
I have no friends, no hobbies except reading and nowhere locally to go and now no money to do anything anyway.
I don't know how to turn things round and be happy with my life and have respect for myself.