Having one of the days where I wish the ground would just swallow me up!

[tammybear]

I seem to only post on here now when I'm feeling crappy, so apologise for that firstly.

I want to have a rant on here before my mum comes back with DD and I end up bursting into tears in front of her.

Well where do I start! I've just been pouring every bit of moisture that I think is left in me out of my eyes. Since December 15th, Tax Credit have stopped making payments to me, which includes both Working and Child. So they had sent a referral off to see whats going on, and today was 10 days after it had been sent so I rang up but they said they havent had any news, so they suggested me getting a hardship loan, which I don't really want to do since I'll have to pay it back.

So since they pay for 70% of dd's nursery fees and thats 70% of £500 odd, that's a hell lot of money. My ex has lost his job so wanted to lower the maintenance but I told him no, because I desperately need it at the moment. Turns out he's almost £2000 in debt, which I know is because of gambling and drinking because he still lives at home so has no bills etc to worry about.

On top of that, today I was told I am now going to be made redundant at work and have got til end of march there before I'm gonna have to leave. So I'm desperately trying to find a job since I've got rent, bills and nursery fees to worry about as well. I'm looking to get a job in the line of work I'd love to get into (photography as I'm doing a part time course on top of everything else as well).

I suggested to my mum about me and dd moving home for a bit, but she didnt like the idea. She's also pissing me off by making sarcastic comments about how I'm raising dd. It's also coming up to a year of me being single (those of you who remember me splitting up with my other ex, the stupid moron, I've not spoken to him in ages )

okay sorry was just a quick rant, thanks if you do read this. might go off for another cry before i figure out what the hell im going to do

oh TB - can't talk much now are u on MSN tonight?

((((hugs)))

Hi tammybear, what a horrible day you're having! Hopefully some of these endings will lead to new beginnings (the job for example) - let's hope you find something even better for next. As for your mum - are you sure she realises how tough a spot you're in? Perhaps she just needs time to think about it and get used to the idea.

When the tax credits thing is sorted, will they pay you the arrears? If so then can't you pay the hardship loan back with them?

Lots of sympathy and I hope things begin to go a bit more smoothly asap. x

Sorry to hear about your problems, just bumping so that someone more helpful comes along.

thanks guys.

i am on munz if you do get to go online.

well my mums just left and i finished talking to her about how i felt, so she'll hopefully be a bit more understanding now. im not so fussed about the job problem, just added to the crappy day lol. ive applied for a lot of jobs, especially ones that really interest me.

anorak, i didnt think of that, so that's a good idea. they will pay me back what they owe me so i might go and find out more about it, thanks

Shit it sounds quite bad!!! Not suprised you're worried. I hate wftc they asked me for 1000 pounds back in overpaid credits. After battle lasting 6mnths and help of my local mp, got it down to 200 but i am absolutely certain i dont even owe that theyre such wankers. You'll get it all backpaid though. I havent had maintenance from ex ever he's another wanker. I hope things pick up for you chick i'm sure that all this will be happening for the greater good. It seems like its all falling to bits now but it may rebuild into something even better than you had before in the end. Ie; fantastic job, huge payout from wftc, more support from mum. BIG HUG xx

bloody tax credits ruined our life too.. they over paid us by nearly 10 grand, we paid off our credit cards with that, and now they are making us pay the 10k back..so dh has to work 7 days a week and i am struggling to find work too with 2 kids in tow.

omg that's so bad. ffs, why cant they get it right rather than screwing people over when they realise

and thanks im feeling bit better about it now that ive had a rant

sophy i'd defo suggest going to citizens advice, contact you local MP do everything in your power cos like i said, after about a 9mnth battle i recieved a letter saying we are sorry we have decided that we were wrong. You do not have to pay your tax credits back. Seriously, that was what it said exactly. So just fight them they're such idiots.