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Elderly parents

care home Financial

29 replies

pixiemummy01 · 08/09/2025 20:06

Hello I have just received forms from my DM's care home , she is self funding , we sold her property last year so there is a large sum of money in her savings account.
On the forms they say they need to know how much money she has in her accounts and her income is this right? can I just say there are sufficient funds in her account for a few years?

OP posts:
PermanentTemporary · 09/09/2025 10:51

Tbh my sister and I have done that for my mum even without LPA. But maybe some of the fights would have been shorter and less bloody painful if we’d had it.

katgab · 09/09/2025 11:12

In the end, my mum made the decision not to go to hospital. She was 95, apparently had capacity, had all kinds of health problems, had been in and out of hospital over the last couple of years, refused to go on occasion, hated the care home and was pretty miserable. The staff at the home were kind and caring at that end stage though my mum was still awful to me (and may have been to the care staff, I wasn’t there a lot of the time). As upsetting as it was for me, she’d had an awful few years and she made my life a absolute misery in that time, I respect her decision and think it was the right one for her.

SurroundedByEejits · 09/09/2025 19:31

redlightgreenlight123 · 08/09/2025 20:16

no, you’ll have to submit bank statements and details of the house sale, all pension, shares, investments held etc. it’s very intrusive but rightfully so. They need to check people are not trying to hide money. It was quite an intense process we went through but worth being thorough as it will help in the longer term once they were out of cash and the council need to take over funding.

It's not the council asking, it's the care home.

The only reason I can think of that they would ask is to guarantee they're going to be paid as long as she stays. Or to hike the price no she's there, knowing you won't want to move her.

Have you asked why they want this info?

redlightgreenlight123 · 09/09/2025 19:36

Well let’s be honest, the private payers are subsidising the local authority residents. My mums fees went up every couple of months and was about £8k a month before she ran out and switched to LA assistance.

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