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Elderly parents

Parents have no will- complicated estate, help!

64 replies

Baffers100 · 24/01/2025 17:00

My parents are late seventies and have no will. Whenever I bring this up, my Dad becomes ridiculously defensive and nasty and claims everyone is just after his money. In reality, nobody really wants to sort a complicated estate out when they leave us, and make decisions for them.

They're very much average in terms of income and wealth etc. There's not a country estate and millions to quibble over. The complication is the kids.

My dad was once married and had two children. They're now in their fourties (mid/late). They stopped having a relationship with my dad at 18 (their choice). He paid child support for them and saw them regularly before the age of 18. To this date, my dad has no relationship with his daughter. His son pops on the scene on occasion to ask for money. "You are my dad afterall" type commentary,

My mum was also once married before meeting my dad. She too has a son and daughter who she also shared custody with with her ex husband- same arrangement as dad and ex-wife. Mums two kids are very much on the scene and we are all close and spend christmas, birthday, family bbqs etc together.

Mum and Dad were frisky buggers, eventually left their partners, met eachother and had me. I am the only biological child of both my mum and dad.

My mum doesn't want my dads kids getting anything in the event of their death. My dad hasn't expressed any wishes either way and would proably be happy leaving it all to dogs trust!

Legally, if something happens to them both and there is no will, what's the starting point?
Do all five of us "have a claim"
Do my dads kids have as much "entitlement" as the rest of us?
Do I have "more claim" because they're both my parents?

Please do not take this as money grabbing because it's not about that at all. I hope they will agree to get a will drawn up and save us all having to sort this post life, but I'd like to get an appreciation of legally where we all stand.

Thanks.

OP posts:
Needspaceforlego · 28/01/2025 15:50

Your mum should make a will herself. If Dad doesn't want to that's on him.

Nothatgingerpirate · 28/01/2025 15:52

SparklingSpa · 24/01/2025 23:12

If no will, if your dad dies your mum gets everything. Then when she does it gets split equally between her biological kids.

Not true.

There is so much dodgy advice here. Honestly OP google will help you a lot more.

Or a proper solicitor.

Huskytrot · 28/01/2025 16:04

Baffers100 · 28/01/2025 15:32

The gov link was very helpful- I don't know why I didn't think of looking there, doh!

I'd be surprised if they have more than £320k ish in assets. The largest asset will be the house which they were joint tenants on before the mortgage was cleared off some time ago.

My Dad has 6 years on my Mum, so he is statistically more likely to go first (factoring in his health etc too). Seems like in this instance everything will go to my mum and his children get nothing.

Even as the kid in the middle I'd have thought Dad might want to give them something perhaps? Maybe this is why he's not made a will, because my mum would likely fight him on this.

Food for thought. Thanks all.

It's not about if they have more than the £320k in assets, it's about if HE has more than that in his sole name.
Anything joint goes to your mum outside of the estate, including the house if joint tenants.
If he doesn't have anything above the threshold (check pensions?) his 3 children will get nothing upon his death (including you).

Then when your mum dies it will all be split between her children (2+you). Nothing to dad's children.

The vice versa is true if your mum dies first - that's the biggest risk here - then HER kids are disinherited and your Dads 3 children split what's left at the end.

Needspaceforlego · 28/01/2025 16:08

Surely the Mum could make her own will allowing DH lifetime tenancy of her half the house but ownership passing to her DC.

Assuming she was to go before him. The last thing either of them want is everything to land in his name and being spilt between his 3 children including 2 he never sees.

SparklingSpa · 28/01/2025 18:55

Assuming she was to go before him. The last thing either of them want is everything to land in his name and being spilt between his 3 children including 2 he never sees.

I think this what he wants.

UnstableEquilibrium · 28/01/2025 19:16

If he's older than his wife and in worse health then I suspect that what he actually wants is to "accidentally" disinherit his unpleasant-sounding children without having to do anything as brutal and deliberate as writing a will excluding them.

I've got some sympathy tbh, but for the sake of his wife's elder children they really ought to get it sorted out just in case.

chargeitup · 28/01/2025 21:03

HornyHornersPinkyWinky · 24/01/2025 17:07

Hi OP, I understand your frustration - and no I don't think it's money grabbing - it's more about not being left with a mess to deal with after they are gone.

I'm in a sort of similar situation in that some of my siblings are no contact for years now. My mother hasn't made a will, she says she will but who knows, it may never happen.
If she doesn't when she dies said siblings will steamroll in and take over, and make things difficult and I have no comeback. It's not that I don't want them to get anything, it's just that I know they will make things hard for the sake of it, and this could be easily solved by making a bloody will which states quite clearly what they are entitled to.

Could you lean on your mother a bit, as she seems more amenable to it - she could persuade your dad to make one. Or at least get her to make one for herself.

I think it's incredibly selfish to not leave a will knowing there is a fucking mess left behind that your children will have to deal with.

You will be next of kin though. Her siblings will have no right to come in to her house or do anything

chargeitup · 28/01/2025 21:04

reesewithoutaspoon · 24/01/2025 17:07

If your dad dies without a will then he is classed as intestate and the rules of intestacy apply.
Are your parents married?
If yes first 320k ISH goes to his wife and anything above that is split between all his biological children as far as I am aware

Not quite. It's the first £320k goes to surging spouse plus half of the remainder (as it's deemed to be half theirs anyway) and then the other half is split between dc

SBHon · 28/01/2025 21:44

Baffers100 · 28/01/2025 15:26

No he is bothered about them...he's had to live his life with no relationship with them despite him trying many many times. He has zero contact with his daughter. Her teenage son (my dad's grandson) threatened to "break your head off and sh!t down your neck" if he saw him out...my dad was 70 at the time, he's now 78. My dads son pops up from time to time, generally to call my dad a C*nt. So I understand why my Dad may think they're not 'deserving' of anything from his estate, and my mum, having seen my dad struggle with this through their marriage (and occasionally be blamed for it too)- I get why she doesn't want them having a stake either!

There’s two sides to every story. No one says things like the grandson did for no absolutely no reason. No one goes no contact for no reason.

Katherina198819 · 29/01/2025 14:57

I compelity understand why you want him to write a will and sort this out.

However, the will doesn't mean anything if the circumstances change.

What is the plan for when they are older? Do they have savings? If they need care, would they qualify, or would they need to sell the house?
I would start discussing that first.

If anything happens to your dad, everything goes to your mum. So the will won't matter as your mum would need to have a new one.

If something happens with your mum and dad without a will, all children will have the right to claim inheritance.

Gasp0deTheW0nderD0g · 29/01/2025 20:12

Katherina198819 · 29/01/2025 14:57

I compelity understand why you want him to write a will and sort this out.

However, the will doesn't mean anything if the circumstances change.

What is the plan for when they are older? Do they have savings? If they need care, would they qualify, or would they need to sell the house?
I would start discussing that first.

If anything happens to your dad, everything goes to your mum. So the will won't matter as your mum would need to have a new one.

If something happens with your mum and dad without a will, all children will have the right to claim inheritance.

Try reading the whole thread. Your last sentence is not correct.

Gasp0deTheW0nderD0g · 29/01/2025 20:15

chargeitup · 28/01/2025 21:03

You will be next of kin though. Her siblings will have no right to come in to her house or do anything

The post clearly states that the siblings are the poster's siblings, not her mother's, and if her mother dies intestate they will be next of kin for inheritance purposes just as much as she is.

Katherina198819 · 01/02/2025 09:25

Gasp0deTheW0nderD0g · 29/01/2025 20:12

Try reading the whole thread. Your last sentence is not correct.

Sorry?
They both have biological children plus one shared one. Just because the dad isn't in contact with his children from the previous marriage, it doesn't mean legally they don't exist. And believe me, when it comes to money, they will all line up to get a piece.

I am not saying they 100% will get something, but they have a right to have a case for it and make op's life extremely stressful (hence the post).

If the father dies, everything will go to the wife. If the mother dies, everything will go to the husband. Unless there is a will - even then, it is not as straightforward as people might think.

The parent who will end up with the money, their biological children will have the right to claim it.
But if both parents pass away without a will, all biological children will have a right to claim inharitence. Regardless if they are on speaking terms or not.

Motheranddaughter · 01/02/2025 10:34

Katherina198819 · 01/02/2025 09:25

Sorry?
They both have biological children plus one shared one. Just because the dad isn't in contact with his children from the previous marriage, it doesn't mean legally they don't exist. And believe me, when it comes to money, they will all line up to get a piece.

I am not saying they 100% will get something, but they have a right to have a case for it and make op's life extremely stressful (hence the post).

If the father dies, everything will go to the wife. If the mother dies, everything will go to the husband. Unless there is a will - even then, it is not as straightforward as people might think.

The parent who will end up with the money, their biological children will have the right to claim it.
But if both parents pass away without a will, all biological children will have a right to claim inharitence. Regardless if they are on speaking terms or not.

Incorrect
It depends on who dies first

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