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Education

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If your child goes to private school, what job do you do?

194 replies

scrambledeggy · 18/04/2026 07:18

Just curious really- I don't know anyone who has kids at private school, but I always pass a massive one on my way to work and wonder what kind of jobs people do to afford it?

OP posts:
Usernamenotfound1 · 18/04/2026 20:26

Howmanymoredays · 18/04/2026 19:20

In the north-west private school fees currently circa £18K for one child. That is do-able as a single parent on a slightly above average wage. Don't go on holiday, buy clothes, eat out, drink alcohol, go to salon etc... Have a runaround car, bought outright and kept for 10 years+
It is easy to afford private school if you don't spend money on anything else and prioritise education instead.

“It is easy to afford private school if you don’t spend money on anything else”

rent, food, heat, petrol?

I could absolutely not have afforded private school no matter how much spending I don’t do.

Hell I don’t buy clothes, have my hair done, alcohol, holidays, I don’t have a car at all.

i was also on slightly above min wage when the kids were small and there was nothing left each month after I paid the mortgage, bills, and food, let alone school fees.

average wage is 35k, or about 2400 a month. 18k is 1500 a month, so you have 900 to live on.

that barely covers my mortgage, let alone anything else.

Did you have a very small mortgage or something? I don’t see how the maths works…I can’t see how it’s doable at all, unless maybe you’re living rent free somehow.

FluffMagnet · 18/04/2026 20:28

We are also both solicitors (one in private practice and the other in-house).

Most parents in our school are dual-income families, in professional roles.

Denim4ever · 18/04/2026 20:30

examworries2026 · 18/04/2026 19:09

Those “fakey money moving jobs” - ok

do you have any idea what those jobs involve and how many of them actively impact your day to day life and your future pension etc?

What do you do for work?

I hope you don't want me to defend hedge funders regardless of any involvement in pension fund I have. With management consultants it's more the type parent who's been to independent school and doing the job because they got the networks from getting the 'right' education ...

whatsit84 · 18/04/2026 20:32

I don’t send mine to private school but many colleagues do, we are big 4 advisers.

Howmanymoredays · 18/04/2026 20:43

Usernamenotfound1 · 18/04/2026 20:26

“It is easy to afford private school if you don’t spend money on anything else”

rent, food, heat, petrol?

I could absolutely not have afforded private school no matter how much spending I don’t do.

Hell I don’t buy clothes, have my hair done, alcohol, holidays, I don’t have a car at all.

i was also on slightly above min wage when the kids were small and there was nothing left each month after I paid the mortgage, bills, and food, let alone school fees.

average wage is 35k, or about 2400 a month. 18k is 1500 a month, so you have 900 to live on.

that barely covers my mortgage, let alone anything else.

Did you have a very small mortgage or something? I don’t see how the maths works…I can’t see how it’s doable at all, unless maybe you’re living rent free somehow.

More like £55K, so a bit above average, but not a typical Mumsnet high earner. And have never really increased spending since being on a much lower wage, have chosen cheap housing close to school so no commute, lots of other life choices to keep costs down, so yes, spending is basically on housing, bills, food and school fees.

Chilly80 · 18/04/2026 20:47

I know 3 families with kids at private school.
I don't know what one does. 1 owns a business. 1 is a partner in a law firm.

Mintie190 · 18/04/2026 20:56

I’m a lawyer but work in the public sector so paid less than private but still a decent wage. DH is a managing director in a big asset management company. Despite being public sector, all the women in my team send their kids to private school but none of the men do. They are either the sole earner or their wives work 2 days. My DH earns way more than me but I feel having my second wage makes the fees a more realistic option. I do begrudge being exhausted and run ragged working full time and being the main parent to our kids (because DH’s job means he is not around much). Think the kids would be just as fine in state school with a mum who is less stressed out. I hate the assumption that private school fees are not a burden just because we’ve decided to go down that route.

PILEALLTHEPILLSONTHEFLOOR · 18/04/2026 20:56

Retired stripper. (Used to dance in California where the money is). I'm now a private school teacher so I get a discount.

Ubertomusic · 18/04/2026 20:56

childoftkty · 18/04/2026 19:07

And that the difference. You can do senior school here for less than £30k a year. My DD’s old school will be £31,200 from September. Even if you do very few extras you’re lucky to get away with less than £1500 a term for extras plus it’s not on a bus route so if you can’t drop them off then the school bus is about £750 a term. All in, you’re then looking at about £36k per child per year. We were lucky to get out just before VAT so it was only about £24k a year plus extras

£1500 is a lot for extras! 🤯 Ours are not nearly that much.

Howmanymoredays · 18/04/2026 20:59

Howmanymoredays · 18/04/2026 19:20

In the north-west private school fees currently circa £18K for one child. That is do-able as a single parent on a slightly above average wage. Don't go on holiday, buy clothes, eat out, drink alcohol, go to salon etc... Have a runaround car, bought outright and kept for 10 years+
It is easy to afford private school if you don't spend money on anything else and prioritise education instead.

Obviously couldn't have done it for more than one child, but I only have one so that's OK (I didn't have to pick my favourite or anything!)
She adores it there, so it's worth the frugal living for us

H930 · 18/04/2026 21:00

DH is self employed in a fairly niche tech consulting role with several clients on the go at once. That brings in around 300k per year. We invest most of it in case his work dries up in the future and live a very low key “normal” life but have chosen to spend on education for our two sons.

Ahwig · 18/04/2026 21:00

My son went to a child minder who gave notice as she was moving. I found a private nursery for him which he loved. This nursery was attached to a private school so we kept him there. It was a struggle at times but definitely worth it. In his last year at the private junior school his class had 2 years combined and there were 17 kids in the class. If those 17 , 9 were his year/age. I worked in admin and my husband was a shop manager. Everyone of the 9 got in their first choice secondary school. 4 got state grammar school places and the rest got into private secondary school all with assisted places ( which only kicked in if financial circumstances changed and now longer available ) . I originally had no plans for private education but kinda fell into it. Absolutely no regrets.

Mushroo · 18/04/2026 21:01

Both accountants but also have a very generous grandparent subsidy, couldn’t afford it otherwise

Plinketyplank · 18/04/2026 21:02

I’d be interested to see what the replies on this thread look like in a few years!

I’m a doctor and so is DH. We considered sending our children to prep but concluded that it would be unaffordable. I know at least three doctor couples who have moved their children from prep to state primary. The ones who have stayed either have one child and/or generational wealth.

Suspect that in future there will be a lot fewer children with “two parents in professional roles” as many of these will be priced out unless grandparents are chipping in. Finance and law may be hanging on in there.

TurtleGold · 18/04/2026 21:06

scrambledeggy · 18/04/2026 10:52

Thanks everyone, this is really interesting! I live in the North of England (not an affluent part), so it'd be good to hear from people up this way.

I’m in the North but a fairly affluent part close to several private schools. My eldest starts state school in September and the two families I know sending their kids to private schools are doing so because grandparents are largely/entirely paying fees. My boss sent their only child private from secondary age (lawyer and CTO).

PILEALLTHEPILLSONTHEFLOOR · 18/04/2026 21:08

DobbyTheHouseElk · 18/04/2026 08:57

My DC are at a private school. We have normal jobs, but paid the mortgage off years ago.

Other parents I know at school are plumbers, warehouse workers, builders, HGV drivers, school admin, farmers, military.

Mostly people sacrifice something else in their lives to pay the fees and or are on bursary awards. No particularly flash cars, think 15 year old hatchbacks.

I think most people would be surprised how actually “normal” the parents are, Fees are a constant conversation point especially since the VAT increases.

99% of the students wear second hand uniform from the school shop and facebook selling pages.

This is what people don't understand about private schools. Most are average people who make HUGE sacrifices. My mother scrubbed floors to send me to private. One of my students' parents sold their flat to send her to the school I teach at.

The VAT is so unfair, because parents who use them are already paying twice: once via tax then again by VAT, (typically for children of indolents, mind you.). And private schools employ people, now many will lose their jobs due to school closures. All the VAT does is punish strivers and reward skivers.

mrssunshinexxx · 18/04/2026 21:09

Husband owns a mechanical engineeeing company . I’m a sahm , 3 children

PILEALLTHEPILLSONTHEFLOOR · 18/04/2026 21:11

Meadowfinch · 18/04/2026 07:46

Head of Marketing for a small IT company. I'm a single mum & my income isn't anywhere near the six figures people on MN talk about but the local comprehensive was in special measures, Even Ofsted admitted it wasn't safe, and I decided ds' education & happiness was more important to me than anything else. Thankfully my mortgage is quite small.

The last 7 years have been "basic" to say the least but I paid the last installment yesterday 🎉It's been worth it. DS is happy, healthy, confident, great grades, working at the weekends, good uni offers.

Now just three years university to go 🙄

Edited

Aww well done <3 if it's just 3 more years is there not a good sixth form you can send him to? State sixth forms aren't as bad as state secondaries as there tend not to be many behavioural issues at that age.

CocoaTea · 18/04/2026 21:13

A tax accountant and a Head of Tax

tillyandmilly · 18/04/2026 21:15

Scrimped - saved - old car - remortgaged for final year of fees! no holidays - job as handyman site foreman - housewife - 1 income - best money spent though - hugely successful young adult with very good connections from school!

Ineedanewsofa · 18/04/2026 21:25

CIO and management accountant. Small indie in a small city with dire state secondary options. Very diverse student base, lots of parents who both work in the NHS, lots of parents who are putting education above everything including housing (one of DCs classmates lives in a 1 bed flat in the city centre with parents and sibling), some teachers, many farmers, a few with own businesses in various industries, 2 confirmed footballers and an influencer!
When all other options are dismal, it seems lots of people find a way to go private

LizandDerekGoals · 18/04/2026 21:30

PILEALLTHEPILLSONTHEFLOOR · 18/04/2026 21:11

Aww well done <3 if it's just 3 more years is there not a good sixth form you can send him to? State sixth forms aren't as bad as state secondaries as there tend not to be many behavioural issues at that age.

The three more years is university. 7 years is high school and sixth form.

Delphiniumandlupins · 18/04/2026 21:35

Barrister and senior officer with local authority, IT (both), one parent teacher at the school.

ShetlandishMum · 18/04/2026 21:40

Our DS had a bursery for choir duty at a cathedral school. It did help. Bursery was 20%.
Husband was working as a secondary teacher. I worked part time as a nurse/part time as a vicar.
We relocated to Scandinavian last year. The international school fee is £250 a month. No regrets.

Love2read12 · 18/04/2026 21:43

All of my children go and my husband works in engineering and I stoped working when kids came along. Friends of each of the children, range from teachers, lawyers, doctors. Accountants. Civil engineering. Self employed various jobs. 1 footballer and football agent dad in daughters class. I didn’t attend private school and always had the same thoughts. Eldest bff mum owns beauty skin business.

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