This was the sort of decision making we went through a long time ago. Options really were:
- Stay central with poor inner city schools, but no commute.
- Move further out to better schools and pay a lot more on either mortgage or train fares.
Most people we knew chose the latter. Out of my NCT class of 10, only 3 were left in the area when children were about to start primary.
Having decided to stay options were:
- get religion
- set up to supplement the education at local school
- pay
We went for the latter, though a year or two of regular church-going might have been the easiest. Looking back, I think we made the right choice in terms of going private over the local state school, as much to do with confidence, security and aspiration as the learning itself.
What we had not considered was that the need to pay schools fees not only caused me to go back to work full time, but impacted on my husband's career decisions. He now earns more than he would have done had he stayed with his previous employer and, thought this could not have been predicted, is probably happier. I did not earn that much, but now that the end is in sight I am surprised at how valuable those extra years of pension contributions are.
Staying in Central London obviously helped in terms of finding a reasonably well paid local job, and we have saved a fortune on fares and years in travel time.
It is tough trying to juggle full time work with a family. However I think there have been advantages for the children in terms of self reliance and understanding the need to work hard and get on with things. Both like their schools, have good friends and are engaged in education. And because we have earned more over the years, we will have a better pension and more chance of early retirement once the heavy school fee burden is over.
I doubt there is any right choice. It depends on what options there are job wise and school wise.