Has anyone had any success with mediation?
Husband and I are separated, he is renting and I am in the family home with our 4 young children.
He firstly wanted to sell straight away but now says we can wait until the fixed period is up in 3 years. At which time, he “says” that we have to downsize to a smaller property and his name will continue to be on the mortgage as it is highly unlikely that I will earn enough to afford a mortgage for the family home in my sole name.
He was the main breadwinner and earns good money with bonuses and I worked part-time and looked after the children 99% of the time.
I have increased my hours and am entitled to a bit of UC and child benefit. I am currently paying 100% of the mortgage, all household bills and 100% of kid costs.
The main issue (if you disregard the fact that buying a new smaller house will cost the same as what we paid for this house. He wants to do this to free up equity and repay his debts) is that he doesn’t want to/see the need to tell me when the new smaller house would have to be sold? He seems to think that I don’t need to know this. But surely I do? What happens if we sell the family home, move to a smaller home and then he demands we sell that one too eventually? Obviously I know that we need a clean break at some stage. But I’m worried that it is too many unknowns plus the upheaval of moving twice and the costs associated with that.
I have suggested we go to mediation to try to find a solution but he is adamant mediation won’t work because I’m being too stubborn wanting to know when we’d have to sell the house.
Has anyone been through something similar and had success with a mediator?
I also asked him to consider what percentage he would consider giving me and the kids in 3 years to make a clean break but he doesn’t seem to think this is an option. I don’t know if it is or isn’t because it would all depend on what equity I can use in a new family home.
Can anyone help?