Divorce, the house and children

[Cantsleep22]

My husband walked out me and my two children (6 and 8 months) 2 weeks ago. He is already asking for a divorce and says I can have the house if u can afford the mortgage. On paper I can with benefits, child maintenance, my wage. My question is would a mortgage company look at all Incomings or just my wage? If it’s just my wage there is no way I can get a mortgage. We’ve only been here 1 year, have 255,000 left to pay. Is there anyway I can contact the mortgage lender, explain the situation and they let me drop to an interest only mortgage? I have no idea which way to turn with this. Is there a reason he has acted so quickly to get a divorce? If I agree to the divorce does this affect any rights I have over the house? We jointly own it 50/50

@Cantsleep22 i honestly doubt the divorce and financial side of things will be sorted by the end of October

@Cantsleep22

Sorry agree with pp - no way it will be sorted that soon. It's taking about 6 months for my nisi and the consent order can only go in when nisi done. That could take up to 3 months to get signed off.

That's based on my local court timings so could be less elsewhere I guess.

I’m doing it with co op who say it will take 8 weeks for completion

Is that for mediation and completing documents?

If you find out what your local court will be you could ring and ask for timelines. If they are talking full divorce no way can it be complete in October as nisi - absolute alone is 6 weeks fixed period.

It will be going to court 2 weeks from 3rd October

So the latest blow. He’s putting her as a named driver on his new 50k car. He sent me a message today to ask if I can send his spare car key as his is running out of battery. Also lied and said he’s going to work tomorrow so can’t have kids till 2pm but I know his car is booked in to have the breaks done so she’s obviously taking him to the garage to get new car in the morning. I feel sick to the stomach. How can he be doing this after only 4 weeks