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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

I’m worried he’s going to take all of my money

61 replies

Anon1202 · 29/07/2019 17:37

My husband and I have been married for 2.5 years and have 2 children (1 and 3 years old). When I was pregnant with DS2 I found a number of explicit messages and photos and despite him saying he wouldn’t do it again I have caught him messaging other women again. I tried to stick at it for the sake of the boys but in November last year I realised that I couldn’t carry on. In March of this year I asked for a divorce and he has refused. He wants us to try and so I’ve tried and tried but I just don’t love him and can’t try as hard as he wants me to. I feel heartbroken and so disrespected.

I am the main breadwinner and earn over £100K whereas he earns circa £40K. I own our marital home and pay all of the mortgage, bills, childcare, food etc and he contributes £485 a month to circa £3,500 of monthly outgoings that I pick up. I also have a loan in my name for his debts that he pays me back on a monthly basis. I have a healthy pension and savings for my children’s future. He has only contributed minimal amounts to a pension despite my pushing him to pay more.

I start a new job soon and will be relocating. My plan is to go with the children but without him and buy the next house on my own again. I am aware he could claim matrimonial home rights and I am scared he will not sign the sale contract but if he doesn’t then I cannot start my new job and therefore I won’t be able to pay the mortgage on our current home with no job (I’m already working my notice at my current job).

I understand that he can legally claim 50/50 but is there any leniency when it’s clear that I have paid for everything with minimal contribution? I have built up our family, assumed his debt, loaned him countless amounts of money and generally done everything I can to get him in financially better state. I haven’t done anything wrong here and have always prioritised my family.

I have offered to pay off his loan (the one in my name) which is circa £18K and also to not demand any child maintenance at all for the rest of the children’s lives. This amounts to circa £65K until they are 16 but I anticipate them both going to uni and so he would need to pay for another 4 years, circa £20K. This will give him £1,000 a month back in his paypacket to rent a place and will allow us a clean break but he wants to fight it in court. I am so scared that all of my money, savings, house, pension etc will need to be split 50/50 which seems so unfair just because I’ve been financially savvy and worked hard to get a good job and saved like an idiot!!

Has anyone had experience of this and can help to settle my mind?! I’m hoping to see a solicitor on Tuesday. Many thanks!

OP posts:
Anon1202 · 10/08/2019 23:24

Hi everyone,

I’m sorry for the delay in replying. I’m struggling a bit at the minute, he’s refusing to accept how I feel and is making things very difficult for me. He’s wearing me down so much and I just feel like giving up on the idea of divorce and just sticking with it because I don’t see how else this will end. He refuses to accept it and will not leave the house or even contemplate anything but us being together. I feel backed into a comer and the clock is ticking with the house move and new job. To top it off my baby has just been diagnosed with a chronic heart condition and I have also been diagnosed with a chronic illness. All of which combined makes me feel like I just need to give in to a life of unhappiness because it would be easier. Pathetic I know but I can’t keep fighting against someone who simply won’t listen, I just don’t have the energy. I also need to prioritise my kids, especially the baby right now. I’ll happily take a back seat. Please be kind to me!

OP posts:
Karwomannghia · 11/08/2019 00:01

I’m so sorry to hear that. Just prioritise where your energy needs to go right now. You’ve already been through so much and now this. Just take your time. Flowers

NosyBe2006 · 11/08/2019 00:56

we are tricked of course. The law then treats us unfairly

No new arguments or logic here. Ex husbands saying same for decades.

Karwomannghia · 11/08/2019 07:46

The poor ex husbands whose wives were unable to work due to raising children and supporting them in their careers? The wives who would be paid less for the same role and were then expected to give up work when they got married? The wives who were legally unable to even open a bank account without a man’s permission?

FluffyCloudsInTheSky · 11/08/2019 07:52

I'm sorry to read your health updates Thanks

Did you get legal advice? If not do so urgently

TheABC · 11/08/2019 07:57

You don't need his permission to divorce, OP. And as others have said, the shorter the marriage, the better the division of assets.

He does not respect you or even love you as he has cheated on you repeatedly. He just does not want his meal ticket to end.

Move out. That's the hardest part. Rent away from him and start proceedings. You can apply for a court order to sell the house or he can can keep it and pay you your share of the equity.

Do you really want to reward his bad behaviour? If your illness gets worse and you give up work, what happens then? You can't rely on him.

Shouldbedoing · 11/08/2019 08:16

You can issue a divorce petition on the grounds of adultery or unreasonable behaviour. If you've lived together for 6 months since discovering the infidelity, you can't use adultery. Wikivorce and the divorce.gov.uk websites have a lot of good info. You can divorce whilst living in the same house if you have to - some people can't afford to separate until the financial settlement is completed. You just have to live separately - no cooking, no washing for him etc. It sounds like you can afford a good lawyer though. And your health may improve when out of this miserable situation. Solicitors charge for all the time you spend with them though, so do your research online about your rights, do your venting and crying to friends. A solicitor will listen patiently to you, then bill you fir every minute. Can you relocate to be nearer the new job but not as far from 'home' as the 1hr10?

NotBeingRobbed · 11/08/2019 17:30

“No logic.” Thanks for The mansplaining.

Maybe men have said it and maybe they have a point - if they are left in sole care of their family and if they took a hit to their career with a career break.

It doesn’t seem fair for anyone to take out more than they put in. Time off for childcare could be seen as a contribution. In which case I have also that and earned more and am being ripped off.

NotBeingRobbed · 11/08/2019 17:31

OP, I’m sorry about these developments. Of course you need breathing space. But the longer you are married the more he can take.

madcatladyforever · 11/08/2019 17:38

I managed to get out of it with a private agreement but quite honestly this is why you should NEVER get married if you own property and earn a lot of money.
I have learnt this at my cost.
He would be a fool to go to court, the legal fees will cost thousands, will probably wipe out any settlement.
You need to see a really good divorce solicitor and find out what he is actually entitled to. A good solicitor will give you a ball park figure.
I was told my husband was not entitled to anything I had before we were married but could have 50% of everything after the marriage so make sure he doesn't get one penny he is entitled to and have all the figures ready.

HollowTalk · 11/08/2019 18:04

I'm so sorry you and your child have had such bad news.

I would speak to a solicitor so that at least you know where you are. And remember, you have one life. One chance. The longer you stay with this man the more of a claim he has on everything. The way you feel now, it's inevitable you'll part at some point. You risk losing everything.

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