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Divorce/separation

Here you'll find divorce help and support from other Mners. For legal advice, you may find Advice Now guides useful.

Divorced but now facing school fee issues....

70 replies

discolegs · 31/01/2016 11:39

Dear all, hoping someone might be able to help/advise on this seemingly complicated issue I am currently facing. I'll try to be as brief as possible! My pound sign on my keyboard is not working so apologies for just figures!

I divorced my ex husband last April 2015 - all very amicably and we have remained very friendly. We have two amazing children, age 8 & 7, who we share 50/50 therefore I am not paid any maintenance. Due to my ex's career as a school teacher within the private sector, he receives a sizeable discount on the children's education. When we split up both children were at private prep school, I was working part time (to enable dropping off and picking up of children from school) and earning 15k whilst he was earning 45k. In July 2014, he agreed to pay for the school fees for the winter and spring term 2014/15 but I would have to pick up the fees for the summer term of 2015 which I did, 1500 a term. Moving forward to last year, my ex applied for and got a new job as he was miserable in his last position and was offered a position in a different county working at one of the top private senior schools in the country. My now partner and I made the decision that we would relocate to allow the 50/50 access for the children to continue. This was at great cost I must mention as we had to move to one of the most expensive counties in the country.

When my ex-husband was offered the new job in May 2014, whilst discussing the implications of the move, on all of us, he stated that he felt it would be outrageous if I didn't go back to work full time once we'd moved. However, I was very worried/concerned that as a mother my first concern was the children would need me whilst they started their new schools and settled in etc and I didn't want a stranger having to pick them up. My ex stated he thought I was being ridiculous and that children were very resilient - they would be fine. One thing I am not is work shy so as soon as we had relocated I duly landed a full time job that would start early september but due to the nature of the job (my career is estate agency) I would have to work every other saturday. To cut a long story short, two weeks before I was due to start, my ex virtually demanded I turn down the job to enable me to be there for the children and to make sure I could to do picks ups etc as his timetable was going to be so demanding. He also felt that my job would be unfair on him as in holiday time he would not get any off time and every other saturday would need to be catered for. So I turned it down. At this point my ex stated that as a trade off he was prepared to pay all of my son's school fees for that year roughly 5000k. My partner and I struggled for the next couple of months financially as we had budgeted for me to be working. I must add that my ex and I share all the costs for the children 50/50 (apart from the fees at this stage) and my ex was not interested in the fact that I was finding money tight in September/october, he said that wasn't his problem. Things got desperate in October (partner had been put on 31 days notice for redundancy) so I managed to get a job, full time, paying 22k but with no saturdays. I also now have to pay 250 per month on childcare so that my daughter can be picked up from her school at 3pm. My ex does not contribute to this.

We are now 2016 and my daughter is set to join her brother at the prep school this september. My ex has stipulated that I am to pay her school fees which are 5000k a year - roughly 450 per month whilst he pays for my sons. Here is where I am floundering. I would love nothing more than to pay her fees however, I am getting constant shocked responses from friends and loved ones who are saying surely the payment of fees should be worked commensurate with my ex and my salaries? As I say, i take home 22k and my ex is roughly 45-48k. He doesn't pay rent as his employers gives him accommodation. I have not made any claim on his money before or after our divorce nor his pension. I also pay him 50 per month for my part of the divorce as he paid for outright for it to be done online...

My ex's argument is because I live with my partner (who has 3 teenage dependants and an expensive divorce in progress) I am in a better financial situation however this is not the case. The rent we have to pay due to relocating to accommodate my ex's career is very expensive as are the bills that come with it. We managed to secure the smallest/cheapest property we could but the rent is still madness. At the end of the month when all bills etc are paid we have 1000 to live off. Take 450 out for my daughters school fees etc and I am fearing we will go under. The obvious solution to many and one which I am sure a judge would say is take the children out of private education however partly the reason my ex changed career to become a teacher was to enable us to educate them privately due to the discount....

I would be so appreciative of any unbiased opinions. As I say, my ex and I, are at the moment very friendly but I fear a lot of that has to do with the fact that I always bend over backwards to accommodate his situation. If I ever disagree with him or challenge his views the relationship quickly changes. I also fear that if we fall out over this, the children will suffer however, on the other hand I do not want to be taken for a mug. I desperately want to pay what i can but I'm frightened of going bankrupt :( I cannot afford a solicitor at the moment so totally unsure where I stand. I hope I have covered everything, my apologies for the essay!!!

OP posts:
babybarrister · 25/02/2016 20:21

This reply has been deleted

Message withdrawn at poster's request.

DeoGratias · 25/02/2016 20:24

I suspec the mistake here is you and your ex picked low paid careers - teaching etc despite being eductad privately and from that flows all the problems. My divorce conssent order says I pay (not my children's father) the 5 sets of university and school fees - thankfully that is down to 2 sets now.

I think you should keep the children in private schools. Could you build up to owning your own etate agency and make some real money which would solve all the problems? I found earning 10x my ex by far the best way to go.

In your situation you are just going to have to find more ways to earn more money. 3 of our children won music scholarships which helped with school fees a bit.

As for what ought to be paid there are not really an awful lot of rules. If your ex has gross pay of £48k a year that is net about 2900 a month but he probably also pays tax on his accommodation benefit from the school and will make a pension contribution too so not sure what his proper net pay is but it may be less than you think. Could he work in school holidays for extra pay as plenty of teachers do and could you and your new man and some of the older children taken on extra to help out with the school fees?

GColdtimer · 25/02/2016 21:12

"The problem is you both chose low paying careers"

Very helpful deo Hmm

DeoGratias · 26/02/2016 07:57

I am telling it as it is - they went to private schools and could have chosen careers which enabled them both to pay school fees but instead went down a path of low pay so not surprisingly now they want to pay fees they are finding it tough. the solution is moving to higher paid work, setting up her own estate agents, keeping all the profits. It can be done and women who fund school fees on their own from their earnings tend to find they have more -power and control in their lives.

Alfieisnoisy · 26/02/2016 08:11

Xenia displaying her ignorance as per usual.

You need at least a year living on benefits Xenia as you might then develop some compassion. Instead you swan into threads saying stupid crap which you expect people to take seriously. It's like you live on that bloody island with no understanding or idea of how the rest of the population exist.

redhat · 26/02/2016 08:19

I don't think you can afford private school and agree that your ex is taking you for a ride (I also don't think the benefit of private school is worth it given that you've said your happy with the state option).

Having said that I'm not sure there's an awful lot a solicitor can do other than wrote to him telling him that you will no longer pay for the school fees (or the £50). I would contact the school and explain that you are no longer happy to be responsible for the fees and unless you are permitted to be taken off the record as being financially responsible then you will be serving notice.

And then I would be suggesting that your DH finds a childminder for your DC and ceasing the morning babysitting immediately.

The solution of setting up your own estate agency and simply earning 10 x your Ex is an "interesting" one Hmm. Not sure how many £480k jobs there are going in your town but you've been really slack in not obtaining one of them yet.

redhat · 26/02/2016 08:21

"you're happy" not your

wannabestressfree · 26/02/2016 09:03

Reality check for deo..... how dare you have a lowly paid job like teaching after a private school education.... you must pay the fees.....
That's the biggest load of crap I have read on here ......
She can't afford it. End of. Private school is NOT the be all and end all. Most people survive without it.

GColdtimer · 26/02/2016 09:44

Ah, it's Xenia. Well no point taking any notice of her. Totally on another planet. Many estate agents are struggling at the moment, you would be mad to try and take on the established ones - to even suggest this seriously as a solution to this immediate problem is deluded.

Not to mention the insults over teaching as a profession. You know those teachers who teach in your kids private schools. Hmm

Op I agree with others, you are being royally screwed by you ex. I hope you are able to stand up to him.

valL123 · 03/03/2016 12:02

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DIONNE222 · 03/03/2016 12:19

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Jat27 · 05/03/2016 17:03

My children had a mix of both private and state education, have to say that private wasn't and isn't always the best.

I would agree at looking at state education instead of paying private. My daughter spent most of her time in private, at age 16 she went to state 6th form I couldn't fault it.

DeoGratias · 05/03/2016 18:09

I wonder what the deletions were. Luckiyl on the whole we have freedom of speech. We all know when we pick particular careers, particularly those of us who went to private schools, which careers will enable us to buy a house and send our children to fee paying schools and we make choices accordingly.

Shutthatdoor · 05/03/2016 18:15

I wonder what the deletions were. Luckiyl on the whole we have freedom of speech. We all know when we pick particular careers, particularly those of us who went to private schools, which careers will enable us to buy a house and send our children to fee paying schools and we make choices accordingly.

If only life was that simple.....

wannabestressfree · 05/03/2016 19:24

Snore...

GColdtimer · 06/03/2016 09:40

One thing I never understand deo is why you look down so much on all of those people who enable you to have the lifestyle you have. If everyone became hotshot lawyers there wouldn't be anyone to look after your kids, clean your house and teach your children, not even in those private schools you are so fond of.

Personally speaking attitudes like yours are why I would be reluctant to send my DC to a private school. The superiority and arrogance it seems to foster is deeply unpleasant.

LazyDaysAndTuesdays · 06/03/2016 09:48

Personally speaking attitudes like yours are why I would be reluctant to send my DC to a private school. The superiority and arrogance it seems to foster is deeply unpleasant.

Tbf it isn't the attitude that many have that go to private schools.

My DH went to one of the 'well known' ones, yet he would never say something like the pp has said. Neither would any of his friends.

DeoGratias · 06/03/2016 12:58

I don't look down on any one at all. Instead I inspire women to earn a lot of money and they regularly thank me, actually.

babybarrister · 06/03/2016 13:22

This reply has been deleted

Message withdrawn at poster's request.

wannabestressfree · 06/03/2016 16:24

Of course you 'inspire' women...

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