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Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

Significant Summer Saving, significantly less spending, super (non) splurging. Frugal folk continue being frugal here. All welcome.

1000 replies

needastrongoneagain · 05/06/2025 21:46

Making a new thread!

Please check in regular posters and welcome new people.

This is a super friendly thread to contribute to. We are all wanting to be as efficient as possible re spending but all have different budgets and priorities. No judgement here.

NSD (no spend day) for me.

OP posts:
Thread gallery
26
BigSkies2022 · 23/06/2025 15:31

More top-up shops in Sainsbury's and Aldi yesterday - about £35 in total. DS home, and needs more food! Also, we'd run out of all nuts, seeds, muesli, simultaneously.

NSD today - well, actually, no. I'm keeping the Massimo Dutti dress, (£100) but returning the trousers (£70). But that is sitting on PayPal 0% credit, so nothing to pay today!

Maxi - hello, welcome! You will get lots of good tips and support on frugaleering here. FWIW, here's my tuppence ha'porth:
Food: batch cook curries, ragus, pies (in my household that means stuff topped with potato/sweet potato/mash swede/celeriac rather than pastry, but I'm sure the principle applies), casseroles, chillis, etc. Stretch the meat content with high protein plant content - lentils, chickpeas, black beans, peas - any legume. Freeze the spare portion rather than putting it on the table and relying on leftovers for the freezer. This is the only way I can reserve meals for another day, because my family will eat until they fall into a coma. Or take the remainder for lunch next day before I can get to it.

Eat down the pantry/freezer/fridge. Just don't go shopping, make something with what's there. It's what AI was made for!

Soups - very good for using up unlovely veg and yet more legumes. Many nice lunches with a satisfying homemade aura have been produced this way.

Reduce/eliminate alcohol if that's relevant to you. Big savings on calories, money, good for health.

I've never used these myself but apps like Olio and To Good to Go get lots of love, especially for things like baked/breakfast goods that can be sliced and frozen. Is there something similar where you are?

Make a game of frugaleering where you can. I had a lean first quarter this year and my record streak of NSDs was, I think, 16 in March. I'm currently in the middle of a no-book-buying year, using what's at home, and in the library to satisfy my reading itch. A few years ago I lost some weight, and was able to put some old friends in my wardrobe back into use, so I managed a couple of no-new-clothes years. I'm less strict now, but I still keep a spreadsheet of what I've bought, what I'm planning to buy, and I make sure I don't exceed a certain level. Ditto for make-up/skincare/hair care. If you need an item, don't be afraid to ask family if they would contribute towards your new winter coat/boots/jumper fund for a birthday/Christmas gift.

Again, I"ve never used this, but some people do brilliantly with buying and selling on Vinted - is that an option where you are?

Is there a super-local parents forum where you are? You might pick up good cheap/free kids' entertainments hacks from there?

MaryGreenhill · 23/06/2025 16:50

Been to the hospital to see the Gynaecologist re my Lichen Sclerosus, thankfully no deterioration, got to see her in December next .
As a treat for going to the hospital we went charity shopping after. Bought a load of Books for my DD and a dress for my Mum , nothing for me so that will teach me to expect stuff lol .
Tesco
£32
Charity shops £16

MaryGreenhill · 23/06/2025 16:50

Been to the hospital to see the Gynaecologist re my Lichen Sclerosus, thankfully no deterioration, got to see her in December next .
As a treat for going to the hospital we went charity shopping after. Bought a load of Books for my DD and a dress for my Mum , nothing for me so that will teach me to expect stuff lol .
Tesco 3
£32
Charity shops £16

MaryGreenhill · 23/06/2025 16:50

Been to the hospital to see the Gynaecologist re my Lichen Sclerosus, thankfully no deterioration, got to see her in December next .
As a treat for going to the hospital we went charity shopping after. Bought a load of Books for my DD and a dress for my Mum , nothing for me so that will teach me to expect stuff lol .
Tesco 3
£32
Charity shops £16

MaryGreenhill · 23/06/2025 16:50

Been to the hospital to see the Gynaecologist re my Lichen Sclerosus, thankfully no deterioration, got to see her in December next .
As a treat for going to the hospital we went charity shopping after. Bought a load of Books for my DD and a dress for my Mum , nothing for me so that will teach me to expect stuff lol .
Tesco
£32
Charity shops £16

northender · 23/06/2025 17:19

Sorry have been AWOL for a while, life has got in the way. Not sure how much I'll post but it definitely helps keep me on track. Haven't been lurking either so won't try to catch up now!
In summary, my parents are failing fairly rapidly, I'm an only child so having to juggle supporting them with new job & health problems of my own 😡. Life feels very tough right now, but we're away with DD in France for 2 weeks which is lovely but I'm still having to field GP calls and other stuff for them.
So having to balance frugality with convenience as I'm time poor. Managed to clear the decks at home & bring a Bolognese & a curry in the cool box for days 2 & 3 and packed all meals for day 1 so saved a massive amount compared with eating out. Night one was on the ferry, night 2&3 in Rennes, now in Loire Atlantique for a week. Dh & DD have just gone to get the supermarket shop so I'm enjoying the peace. We'll eat out a couple of time but are going to make use of the cooking facilities most days. I've downloaded books for free onto Borrowbox and we've brought our holiday box of games with us (cards, yahtzee, bananagrams etc). The weather is great so plenty of beach time which reduces costs too.
Since last posting I've made a definite plan to take my 1995 NHS pension in full at 55 in Nov 2026, because I am very fortunate and can do that. Hopefully I will be able to continue in my current job on reduced hours but that's up to my trust so I could be forced to leave & find something else which will be okay as the mortgage will be paid off and DD will almost have finished uni then. Good to have a plan and I know that 17 months (not that I'm counting!) will pass really quickly.

MaryGreenhill · 23/06/2025 17:19

Forgive me the multiple posting it's not me l promise.
However here is Mum's dress for £3 from the charity shop it was £5 but they put the dresses down to £3 today .
A nice little dress from M&S .
It will fit Mum a treat 😀

MaryGreenhill · 23/06/2025 17:22

North ! Lovely to see you sweetheart 😘
Here it is 😁

Significant Summer Saving, significantly less spending, super (non) splurging. Frugal folk continue being frugal here. All welcome.
northender · 23/06/2025 17:32

Mary Lichen has been added to my medical list too but apparently is relatively mild.

Imperfectpolly · 23/06/2025 18:53

A second NSD in a row for me.

chimichangaz · 23/06/2025 19:10

Great tips there @BigSkies2022!

Lovely dress @MaryGreenhill

Yesterday I spent £41 on petrol (I’ve done a lot of driving this month…) £35 on shopping and £5 on cards. Also spent £12 on Amazon on the baking soda, drain unblocker and some lettuce seeds.

Today I was doing well having a home-based day then I went to the charity shop to drop stuff off and called into TK Maxx for a present. Bought the present (£9) then also bought a shower squeegee £3 and a small frying pan £7. I did resist a couple of other things though 😇

This week I really must start to list on Vinted and eBay!!

ChipshopPickledEgg · 23/06/2025 19:54

Bit off topic but I'm considering upping my hours at work but would like to work out what my take home pay would be.
Does anybody know of a really useful website for such things?
My child starts school soon and I'll have more availability for it if it makes financial sense i want more holidays haha.

BigSkies2022 · 23/06/2025 20:02

Ooh north what I wouldn’t give to be bowling along the Loire Atlantique in fine June weather! Have a great time and solidarity on the Olds management. I am viewing care homes over the next few days and chasing social services.

Seaside3 · 23/06/2025 20:52

@ChipshopPickledEgg you can look on the government website at your take home pay.

PearlsPearl · 23/06/2025 20:56

I appear to have lost my mind and regressed massively over the weekend. I went bananas and spent an absolute fortune. Hundreds and hundreds of pounds. It was like the Old Me just came out and went 'fuck it' spend spend spend.

Disappointed in myself and now need to tighten everything for at least 3 months to get back on track. At least I resisted the credit card but did max my overdraft again which I said I wouldn't do :(

Seaside3 · 23/06/2025 20:59

Hello!
Im back after a very expensive weekend with family and friends.

Shopping today at aldi, £70, should last all week easily.

Lunch out with husband, Monday is our day. Just soup, water, take away cake.

This week I'm hoping for some nsd. Fingers crossed!

MaryGreenhill · 23/06/2025 21:04

northender · 23/06/2025 17:32

Mary Lichen has been added to my medical list too but apparently is relatively mild.

@northenderoh l am sorry , it's just another thing to have to keep on treating daily . It does have flares and stable times of course. I just hate it because there is nothing l can do to get rid of it or gain improvement . It's all in the Lap of the Gods unfortunately.

MaryGreenhill · 23/06/2025 21:05

@PearlsPearlcan you return it sweetheart?
If course if you want it then that's fine.

chimichangaz · 23/06/2025 21:31

ChipshopPickledEgg · 23/06/2025 19:54

Bit off topic but I'm considering upping my hours at work but would like to work out what my take home pay would be.
Does anybody know of a really useful website for such things?
My child starts school soon and I'll have more availability for it if it makes financial sense i want more holidays haha.

I always use The Salary Calculator website - been very accurate for me.

The Salary Calculator - Take-Home tax calculator

The Salary Calculator tells you monthly take-home, or annual earnings, considering UK Tax, National Insurance and Student Loan. The latest budget information from April 2025 is used to show you exactly what you need to know. Hourly rates, weekly pay an...

https://www.thesalarycalculator.co.uk/salary.php

pistachiosanscream · 23/06/2025 21:37

hi @northender im sorry to hear about your parents health. This is such a tough time for you all. I'm glad you are having a bit of a break now and absolutely agree that you need to balance convenience with frugality. These are the times to lean on those savings. You mind to mind yourself and ifthat some more convenience items so be it.

Today was a NSD! love them on a monday. Menu plan for the week is as follows

  • Chicken Satay Noodle Stirfry
  • Beef fajitas with guacamole
  • Risotto (plan to make this ahead of time) with chicken and spinach, both of which need to be used up.
  • Pasta of some kind, either spaghetti and meatballs or pesto pasta with roasted veg. I have veg that needs to be used up so i'll see which will use more
  • Not sure but possible a homemade pizza or lamb gyros, or we could eat at a party we have been invited to but now sure if food will be provided yet.
I'm away for work from Saturday for a week so thats the end of my menu planning and i want to use as much from the fridge as i can as DH will eat cook simple foods while i'm away for himself and small child.

@PearlsPearl if its stuff you wanted and needed then just draw a line under it. IT happens sometimes but don't let it undermine all the good work you have done so far. Also if you dont want or need it then can you try and return some of it?

March2027 · 24/06/2025 06:22

Nsd yesterday
today will be a food shop

Frugal25 · 24/06/2025 06:40

Love the frugal tips @BigSkies2022 I'm going to turn it into a game with the NSD!
@MaryGreenhill absolutely love the dress. Did your mum love it too?
@northender I'm so sorry to hear your news although love that you're having a break. Enjoy every second.
@ChipshopPickledEgg I'm looking to go back full time too in a bit due to DD going to school. Im doing it coz I want £12k extra a year blinking love my job.
A NSD yesterday. Today will be £9 on yoga and £20 in petrol but these are on the budget so all ok. I also found two more tubs on body lotion in my cupboard so can take that off the shopping list this week. Boom!

ChipshopPickledEgg · 24/06/2025 07:22

@Frugal25 yes going back to work full time will be very pleasurable on payday

PearlsPearl · 24/06/2025 09:03

Morning, @MaryGreenhill and @pistachiosanscream it's not returnable things really as all things were wanted and or needed, but it's just the way I did it, just whacking that card around. Bought some things to make things better in Ikea too that weren't needed, they were improvements but we could have made do a bit longer, but oh well. It's done now and I'm drawing a line.

WhitegreeNcandle · 24/06/2025 09:20

Hello all.

I'm struggling with meal planning at the moment. What is everyone cooking in this hot weather? We are into the final few weeks of school which always proves to be a bit of a killer for me so bonus points for simple and healthy as well! I seem to be spending a small fortune on strawberries right now!

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