How much do you have in savings?

[kiana2015]

As we are practically all anonymous I don't see this should be an issue with bro g honest. I've never really felt the need to save much, lately I'm starting to regret that, luckily I'm still under 30. No idea what a 'reasonable' amount of savings would be considered

About 20k. I’m surprised anyone can save anything with how prices up,etc. I’m thinking the gov will find ways to tax more on savings soon though 😔

Late 40s, DH in 50s, we have 63k but have paid off the mortgage which is nice. Would like to have more savings but have come to a standstill due to child related expenses 😅

Mid 40’s and we have about £1.5m in pension funds between us, 500k in investments and around 100k in easy access ISAs plus Mortgage was paid off a few years ago.

This has all been accrued in the last 10/15 years once we both reached high salaries. Before that we were skint.

Just over £3k currently, was substantially more this time last year, but had an expensive year:
New baby
Extention
Got married
Honeymoon
Ds started school
Bought a new car

So kind of spent a lot of it... but building it back up now. We try to maintain 3-6 months worth of bills. However we also save to spend, this year we plan to spend it on a family holiday in the summer.

We're both mid 30s

Eek definitely buy!

We never had savings but we now have paid of mortgage. I have money from inheritance that I have guarded from frittering. All three kids have benefited from my careful planning l

We're early 40s £90k in savings and investments, £300k left to pay on mortgage close to £400k in equity, no other debt and own a second hand car outright.

Modest pension and fairly average income. Need to work on those as we're not saving anything at the moment.

As others say 3 months of salary is a good start to aim for. Gives you a bit of a fighting chance if you lose your job unexpectedly or for a big unexpected bill, (which sometimes come along with car or house maintenance)

Equity has come from overpaying mortgage before kids and just generally high house price increases over the last decade. We also saved hard before kids and gave ourselves a cushion. I'm currently part time so the savings momentum has paused and we're breaking even with wage in, expenses out atm.

Later fifties and both retired
Mortgage paid off and house worth about 330 to 350k
Around 800k in savings and investments
DB and DC Pensions for both of us, decent amounts that we pay tax on.

In cash £55k. £100k equity in a buy to let and £209k in our own home. Very little mortgage left thankfully.

I am 45 yrs old and a single parent. I have £0 in savings. I have a mortgage of 90k.
But I do have a couple of other houses which are mortgage free ( reason why no savings)

£1400 but not for long as need to change our bathroom to a shower room for accessibility reasons asap!

At 30 we had a house with a mortgage, about 1/2 equity but next to no savings

Late 40s, more equity, savings due to a recent inheritance and investments, but also larger mortgage on development/holiday let properties.

In cash and equity figures it might seem ok, but want to pay off the largest mortgage and think about increasing savings for retirement. No pension as yet bar properties but am looking to slowly finish developments and sell some, and put into pension or retirement investments.

I'm not sure I’m ready to stop working and thinking about retirement yet though. Maybe when I turn 50/55

Right now, nothing, after a dreadful couple of years of reduced income and unexpected costs (and we're in our 40's!). But, all being well, we should be able to build up a decent 5-figures by the end of this year.

We also have lots of equity across 2 properties so that's our safety net should we need it.

About £80k in ISAs, £24k each in LISAs, £15k NS&I bonds, £5k in shares, pensions pots that I can't remember. Mortgage-free and we save around £2k a month which mostly gets dumped into next year's ISA. We're not high earners, but we're not big spenders.

Oh and a 1g gold bullion bar which still isn't worth what it cost 😂

Quite a bit, about £200k in ISAs and some shares but we are retired so it is to eke out our rather meagre pension, if you are fairly young, probably about 3 months salary is wise.

I'm late 30s, and we have around £60k in a couple of different investments/accounts.
Final few months of nursery coming up and then we are going to be kicking up savings monthly to get as much saved as possible between now and the university years (if that's what they decide to do).
We also put a lot into both our pensions as we have very generous terms at both of our jobs. I count this as another form of savings!

Quite a lot.

1.6m in pensions between us
200k in isas between us
£100k in premium bonds between us
£550k in savings (although this is because DHs father has just died.
second property worth about £150k (again due to recent bereavement)
Our house is owned outright no mortgage but is an expensive house to run

we are trying to decide whether to stop work and try to spend more time enjoying life whilst we can but we still have one dc at an independent school and one at university so will probably wait until they’re both through university. I am 50 DH is 54

I'm 45. I have £600 in my savings account.

I''m 58. Owe about £120k on the mortgage. £40k in long term savings - fund for if I lose my job, extra for the mortgage when I renew and rates go up. £3k in short term savings that includes holidays and emergency pot, low because just had Christmas

Here we go again.

fwiw I have £750k in savings

Technically 0. I know they say you should have 3 months but I think it all depends on YOUR circumstances. My DHs salary covers all of our expenses , so if I were to lose my job it's not the end of the world (higher earner). I've also been made redundant twice now, and the second time we survived with zero savings we were just smart using credit cards.

I have around £40k in savings. I'm 45 and I rent my house.

About £200k

Also own properties worth about £650k

I'm 34, DH is 50 with 2 DC so that'll be added too. Both have public sector pensions we've been paying into for our entire professional careers (we entered into young graduate CS)

Difficult to answer as it's spread all about. Let's see.

Husband has maybe 10K in his business account
I have about 3 k in my business account
Joint savings 6 k
Kid's savings about 6k each
Then there's private pension savings. I have about 15k (we both have company pensions too).

so 46kish? Husband has employment protection insurance so he get's a year's salary and grace to find another job so we're lucky in that respect.

We're both 48.

We've also both paid carried on paying National Insurance voluntary contributions despite not being resident in the UK. So when we retire we'll have 3/4 of a Danish State pension and 100% UK state pension. Hoping to have a decent retirement.