Am I entitled to child benefit ?

[Franticdad92]

Morning guys

My take home pay is 71000 with a car allowance of 6500 and private medical care benefit of 2000. I pay around 5 percent of my salary into a workplace pension.

I would wondering if anyone could help me in determining whether I would be eligible for a workplace pension please ?

My partner also is now on maternity and earns around 12000 a year,

Thankyou for your help

Do you want to edit and try again as your post makes no sense.

What’s your gross pay? It’s done on gross pay minus your pension payments, so your taxable pay.

Yes you'll definitely be entitled to a work place pension. Don't worry.

You would be eligible for some, but not all.

Your partner would need to claim it, then you fill in a self assessment form to pay some if it back.

OP says 71000 is take home pay though, not taxable payments. Presumably their taxable pay is quite a bit higher and also they take the car and medical benefits into account. The cut off is 80,000.

Based on those figures; assuming that by take home you mean your full salary and not salary after tax; and assuming the medical care is taxable, your income after pension deductions is £75,525.

You can apply for child benefit and receive it but will have to complete a tax return and pay some of it back. This happens on a sliding scale between £60k and £80k.

If finances are good one option is to increase your pension to 10% which will take your earnings figure to around £71k meaning that you keep around half of the child benefit.

You could go to entitled to and work it out yourself

? He's talking about child benefit, he already has a pension.

The convention is got the lower paid partner to claim it, if they are in less secure employment then it will ensure their NI contributions are continuous.

I claim it then pay back in SA because of how the entitlement works on annual income: you won’t know you aren’t eligible that year until your income is over 80k: a few months of unpaid leave would mean that you were eligible and didn’t know.

Your partner is entitled to claim CB, which will give her important National insurance credits. She should certainly do this.

You then need to complete Self Assessments to pay back whatever is owed, which as PP said is on a sliding scale. If your earnings are over the limit, you can choose to either pay back as above, or she can choose to not receive the payments. This is easy to do online.

However, it is important to put in the claim anyway, as this will give her NI credits should she not work at any point before the child is 12.

Then he might wish to proof read his post.

Oh, fgs, look it up! https://www.entitledto.co.uk/benefits-calculator/

Did you read the OP?

Yes this
Even if you're over the threshold and don't actually receive anything, she should still "claim" it for the NI credits. There is an option to do this.

I nearly didn't realise this myself and nearly missed out. luckily MN threads helped!

The title is about child benefit. He already has a workplace pension....

So, yes I read the OP, did you?

He might indeed ....

" I would wondering if anyone could help me in determining whether I would be eligible for a workplace pension please ? "

This was the question posted in the OP. I already answered the question in the title, as I actually read both the title and the OP. Did you?

Well clearly you didn't! Try again!

So, what have I missed in the OP.... Child benefit or pension??

Child benefit or pension?

Child benefit not pension sorry ! Also it's not my take home pay it's my total salary.

Can tell a new born and no coffee is taking its toll on me !!!

Can you not edit the OP?

Sounds like you’d be entitled to some but not all, so your partner can claim it and be aware you’ll have to pay some back at the end of the year.

it is possible to ‘claim’ without actually getting the money, if in future you end up over £80k and therefore entitled to none of it. This means your partner gets their NI credits, but you don’t have the hassle of getting it paid then having to do a self assessment and pay it back. There’s a box to tick on the form to do this.

How would I edit the post on the app on my phone ? New to this sorry !

Are you posting this on behalf of your partner? The parent on maternity leave would usually apply for the child benefit, usually the mother.