Am I entitled to child benefit ?

[Franticdad92]

Morning guys

My take home pay is 71000 with a car allowance of 6500 and private medical care benefit of 2000. I pay around 5 percent of my salary into a workplace pension.

I would wondering if anyone could help me in determining whether I would be eligible for a workplace pension please ?

My partner also is now on maternity and earns around 12000 a year,

Thankyou for your help

Ah I don’t think you can. The mumsnet app is crap

There's a calculator on the HMRC website thst takes into account your pension and taxable benefits to work it out.

I suspect the answer is that your partner should claim CB and you should do a tax return to calculate the amount you need to pay back, which you'll be able to to by PAYE and probably won't be all of it.

Yes posting on behalf of partner.

Her take home after taxes was around 1100 a month, this was before she went on maternity which is now around 500 a month.

I am on as above for take home. But I am weighing up whether it's worth claiming the money, or just claiming for the pension credits ? Is claiming the pension credits something we could both do ?

Are you planning on stopping work for any time? For NI credits?

Just use the calculator above. You may either have to pay some back, which will leave you with the rest - up to you whether you feel it's 'worth it' - or all of it back, in which case just don't take the CB payment BUT DO still claim for NI credits.

CatsorDogsrule is helpful.

Yes your partner, not you needs to claim child benefit for her NI credits. You need to do self assessment each year to pay back any part any excess.

If you are working you don't need ni credits as you are making those through paye or se returns . It is more for voids in contribution history.

I'm not no I will continue working. Would that mean I can't claim but my partner who is on maternity can ?

Thankyou for your help.

Yes your partner can claim but you will need to pay a large portion of it back in your self assessment.

If she is employed on ml ie. Expecting to return to job and receiving smp, her ni will be credited during that period anyway. It is more useful if she is out of work for a period and not eligible for benefits. Child benefit can be claimed and any over payments(if you earn over 60k after certain deductions) repaid as part of your tax return for that financial year. So any owed for 2024/5 would be part of the calculation for the tax return due by January 2026.

How confusing. Maybe OP needs to start again.

Child Benefit only one person per couple can claim.
You wife needs to be the one to claim it (to do with the NI credits while not working).
With your wages you will probably have to pay some of the actual money back but she still gets her pension credits.