Meet the Other Phone. Child-safe in minutes.

Meet the Other Phone.
Child-safe in minutes.

Buy now

Please or to access all these features

Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

Familiar Friends in Frugality(Feb 24>)

999 replies

Happierwithouthim · 13/02/2024 19:21

Frugal Friends Facing Forward with Fortitude http://www.mumsnet.com/Talk/costoff_living/4957140-frugal-friends-facing-forward-with-fortitude

New thread

OP posts:
Thread gallery
25
Timetoswitch · 04/03/2024 17:21

Get well soon tayto

The boot of the car is a great place to hide stuff from estate agents/buyers gen. I also have a small collection of chalet school books 🙂

Weekend spending was going well. Free ticket used for local attraction, £3 in the gift shop (plus a £5 voucher I had). 45p on a new case for kindle (had credit on my PayPal account). Then fell asleep, woke up tired and spent £30 on unplanned takeaway pizza.

We also sat in front of the tv with the pizza. I think this is the first time we’d done this with the DC. I doubt it’ll be the last time now 🤣

BigSkies2022 · 04/03/2024 17:24

@PalomaColumbine - I am sorry, I never replied to your kind offer of echinacea seeds! I'm not really set up for growing seeds - no handy sunny window sills or cold frames or greenhouse here. Those that make it through the variable conditions to germination, get eaten by slugs. DH has also pointed out that we've tried echinacea a lot, and the London clay soil that we can offer, rather than prairie silt and dust, does them in after a season or two. Damn' his realism!

I did, however, put in an order to RHS for plants that are tried and tested in our garden (although the geum is new to us, and may or may not thrive). £124, net of a 20% discount on the 3 X 9cm pot bundles. I picked up Dan Pearson's Natural Selection: A Year in the Garden from the library today, and have done a bit more weeding and cutting back. I need to order some bark mulch, and probably some more compost, and give everything a good weed, feed and mulch. It's supposedly 11 degrees here today, but it feels very much colder.

DH made a Jamie Oliver steak pie last night, which was delicious. I am making ragu tonight, to use up the veg and the remaining pasta. This is more red meat in two days than we've had since Halloween.

Chile1978 · 04/03/2024 18:26

Get well soon @tayto

Pizza night sounds fun @Timetoswitch

Acc2 -976.
Still to sort house and car insurance renewals.

Happierwithouthim · 04/03/2024 18:50

@AliceA2021 the balloon orb was €25 & I got her a bracelet for €60 too.

It was like this Grin

Time I've an old school friend who has a page to help parents of neurodivergent children & she highly recommends their favourite pizza & parent's favourite wine as a treat at end of the week

Familiar Friends in Frugality(Feb 24>)
OP posts:
AliceA2021 · 04/03/2024 20:22

Wow, 76 years, fantastic

lifelongfrugaleer · 05/03/2024 05:32

Dick sale. Years of paying denplan and now the dentist is a new system we have to pay £270 cocking hell

sorry about the car north
nice balloons
hi y all terrible at keeping up

2024Hackathon · 05/03/2024 11:09

(Apologies if there's a March thread that I've not seen.)

We're paying the horrendously increased car insurance in a lump sum this month so we won't be able to make usual savings.

We're also doing complicated sums about putting savings into an ISA vs having it in a savings account to offset the mortgage.

Happierwithouthim · 05/03/2024 11:32

That isn't a picture of the balloons I got, my friend was 50, but photo would be outing as it's personalised with clipart that match her hobbies/career Smile

life that sucks
hack I'll be doing complicated sums soon of increased mortgage rate vs paying the solicitors fees to switch if I can't get a switch which pays the solicitors fees

OP posts:
Nellieinthebarn · 05/03/2024 16:19

£150 in Aldi. But this is the big shop for the month so includes all the house stuff like toilet rolls and laundry liquid, and toiletries for the two of us, and pet stuff like poo bags. There should be enough food for at least 10 days, so I am hoping to have a 2 shop month again.

Menu for the day, egg on toast and fruit, ham sandwich and carrot sticks for me, sandwich and soup for DH, tonight we are having stew and dumplings out of the freezer one of my of homemade ready meals. We will also have broccoli for health.

Happierwithouthim · 05/03/2024 16:51

Cost me 20 mins of my Sat listening to sales pitch but eventually I got my broadband from the same provider for same price as I'm paying now, it's minus the landline which I never used anyhow, just got it to keep price down last year. I paid €35 monthly for last 12 months now I'll pay €30 for 6 months, and €40 the following 6 months, and then go through this palaver again Smile

€7.50 on a chicken fillet burger at lunchtime

OP posts:
BigSkies2022 · 05/03/2024 17:07

£75 on food spread between Aldi, Sainsbury's and the butcher. Trying to keep food bill down again until Easter. We'll see!

Bathroom fitter coming over at 5.30 to talk flush to floor shower trays, tiles, wall-hung lav, new storage...

DH has bought tickets to see The Zone of Interest tonight. Rare mid-week outing for us! Also, the posh cinema! where tickets are three times the price of the fleapit (which is where I always take us when I'm booking). And that's actually only the second poshest cinema in the area.

Payday on Thursday. Can't come soon enough. Pretty much every pound already accounted for, and what isn't will have to be fairly elastic.

RumBananaSundae · 05/03/2024 18:31

Get well soon Tayto.

Sorry about the dentist life. Having a dental issue is one of my biggest fears.

Well done on the broadband Happier. Have a fab time at the movies.

Bought some chocolate milk today £1.78 in Aldi and some dried fruit in the dried fruit and stuff shop (£2.79).

At the office tomorrow and Wednesday so hoping for low spending. The company I’ve booked a summer activity with has vanished so I think that’s £700 down the toilet. Arghh. Sometimes being prepared does not pay off.

Happierwithouthim · 05/03/2024 19:45

Rum that's horrible when that happens, happened me with a single parents holiday company before.

OP posts:
BigSkies2022 · 05/03/2024 19:57

Rum, did you pay by credit card? if so, the credit card provider has equal liability with the company.

Nellieinthebarn · 05/03/2024 20:08

@RumBananaSundae thats awful you won't get your money back, aren't they supposed to have insurance to cover this type of thing?

Chile1978 · 06/03/2024 07:26

@lifelongfrugaleer will you change to a dentist that is on denplan?
@2024Hackathon insurances are bonkers - I looked to see if I could get a cheaper quote than our renewal (which has gone up £200). Cheapest price was £200 more than that! 😲
@Happierwithouthim I don't think I realised at school how useful percentages would be as a grown up!
@BigSkies2022 that's an unusual date for a payday. In one old job I did I used to get paid on the third Thursday of the month and somehow it always felt like I was being paid early! (Even if I still only got paid once per month)
@RumBananaSundae oh no! Did you pay by credit card? Even some debit cards you could try Chargeback?

Work, work, work here. Tired but trudging on. Had to miss a deadline so I could go to bed, but will catch up this weekend hopefully.
All laundry is currently being stored in baskets (been able to wash and dry it, but no folding or putting away). 🙃

Have asked the cleaner to come for another hour to help us catch up.

Spends
3 work breakfast
126 dd1 club
20 travel

Ins
13 selling

Happierwithouthim · 06/03/2024 13:00

Got my bi monthly electricity bill - €285 there was a credit on my account from last time plus government credit of €150 was applied, leaving €64.40 to be paid by direct debit in two weeks time. I used to allow €30 a week for electricity, this works out at €31.25 however the rate has gone down by 3c per unit since March 1st. I had €190 allocated to it, so I've taken this to cover overspends and remaining €98 towards treats/spends for dc for the month & will start again on tomorrow's payday budgeting towards it again.

Left my phone at home today by mistake, I only work 10 mins away so could collect it in theory but I'm going to go without.

I have a click & collect order today for dunnes and was planning to add to the order but can't because the payment must be verified through banking app on my phone, I also will need to go into shop to tell them I'm there this eve.

I'm a phone addict so it'll do me no harm to go without!

OP posts:
AliceA2021 · 06/03/2024 15:48

Received house insurance renewal £1450 , last year was around £450! That's extortion so off to compare websites to fine a better deal. Unbelievable increase.

Chile1978 · 06/03/2024 18:54

Another late night working but seeing the end of the tunnel now.
Must get my eoy figures in order for pension target - one more payday to maximise contribution.
Have updated budget for various increases and added a line for birthday parties.

Spends
2 milk
20 drinks from weekend

RumBananaSundae · 06/03/2024 20:11

I’ll have to check if it was a credit or debit card. I think it was my debit card so I’ll read their criteria. I’m not sure if it will be covered as it was via a voucher.

Had a disturbing morning so the no spend plans went out the window. I bought a jacket I’ve been thinking about (65% discount), spent about £30 on some pharmacy bits with an online pharmacy and then £6.50 on my first too good to go bag. My train fare has gone up. It was my first commute with the increased fare.

Feeling anxious again so might go for a walk. Looking forward to being at the office tomorrow.

Donkeysdontdance · 07/03/2024 06:38

Had a break from social media but back and with a name change. Having a new front door installed today. £2100 so expensive. I want to cry.

lifelongfrugaleer · 07/03/2024 07:31

That’s rotten luck rum. Still worth pursuing if you can.

welcome back donkey. Ooof front door.

I’m not doing well at keeping up.

£30 yesterday top up shop

Happierwithouthim · 07/03/2024 09:30

My banking app is down this morning. So I had the brainwave of paying for Dunnes click & collect with my credit card, why didn't I think of that yesterday and only have one order? ShockHmmSmile

too wet for walking with bf yesterday so we went for dinner, two weeks in a row, he paid. I got prawn & beef stirfry 3 prawns Grin, I once got prawn stirfry in a restaurant and it only had 3 prawns either, what's that about? Hmm

My dunnes order yesterday was €54.64, and today's is €50.08. Stock up of snacky bits

OP posts:
Happierwithouthim · 07/03/2024 10:02

£1.17 on moonpig card for mothers day. I was tempted to put in the selfie pic on the inside but resisted Grin

Reading a lonesome post on single parents facebook page where someone is dreading the facebook posts of what they'll get.

I'm not overly bothered by these kind of hallmark holidays, but was disappointed not to even get a card for my birthday from dc, they're 13 & 10 so well capable. Dd gave me two 100g bars of chocolate and a facemask the evening before my birthday.

OP posts:
Happierwithouthim · 07/03/2024 10:12

Not looking for sympathy, just wondered what changed. Even without exh's involvement they're definitely old enough to sort something themselves.

OP posts: