Jumping into July: Frugal Friends Financial Fun

[needastrongoneagain]

New 'Fred.

Very low spend couple of days.

£12 AdBlue but that's expenses.

Will be back to post fully later.

Had a quick look through the CC bill. Around £270 of it was non essential spends so a relief it's not food or household stuff. Phew in a way but that's got to be paid now.

Sorry to hear that kessie-. I can certainly relate to finances (and diet, and exercise) going awry when there is work stress.

I have bought a couple of Christmas presents , a rugby shirt from Marks for Dh £35 and their beauty advent calendar for Dd2 £45 today
Tesco groceries today £152 Lidl 47
Amazon for a tin of tile paint 20
I wasn't feeling very well on Sunday night , shivering and high temp , weeing a lot. l popped to the Drs Monday morning and they sent me to Hospital querying Sepsis . I did feel absolutely rotten and l couldn't stop shaking from the cold . When l got there l was dehydrated and had a nasty UTI so they did loads of bloods , gave me IV antibiotics and IV fluids kept me in the dept on a trolley until Tuesday morning then they discharged me on oral Antibiotics . l am much better almost back to normal thankfully . We had to wait 7 hours to see the Dr in Acc/Em but once l saw him l was treated very quickly.
Hope everyone is ok & looking forward to half term

Oh mary that sounds rotten. I’m sorry to hear you didn’t get a bed. Are you a bit run down and over doing it? Hope you will continue to feel better xx

AHH thank you so much @marthasmum , funny you say that but you're right. l have been 'under the weather' .l always break out in cold sores on my mouth when l am like this and l had 6 ulcers all at once this week. They are nearly healed now and l am feeling almost back to normal. Thank you l didn't realise this was probably what was the matter with me ❤️

I've fallen off the thread and really need to get a grip on finances!

Dd has been away this week so it has been a fairly low spend week, I bought a couple of Christmas bits but nothing major although I have quite a lot in various online baskets!

I'm also planning dds 18th 😳 next feb. I'd like to do a party for her as it feels like quite a big milestone, had a look at a local venue which has a dance floor and bar, including use of the venue, a DJ and security (they said for 18ths they insist on a bouncer!) it would be £515.

That would be dds main present as well.

Haven't paid the deposit yet as want to talk to dd and make sure that's definitely what she wants.

It's pay day today, money is about what I expected on my extra hours so not too bad. I need to sit down and go through it carefully though to work out a budget.

I will give my mum £75 today towards tickets for a show next year for her bday. Also need to work out if I can afford to insure dd on my car to start taking her out.

Mary ❤️

@life thank you sweetheart ❤️
@Girlie that party sounds wonderful for your Dd 's 18th .
Spends today £18 Satinwood paint for the doors. Dh is being marvelous and getting on with the decorating without me . He's a darling 💕
Hope everyone is ok
Even the sun has come out here Yay!

Mary I'm sorry to hear you're unwell but delighted that it's not sepsis.

Rest up now for the weekend and let everyone else look after you for a change.

I just spent €2.28 on a Marie Force book from Amazon, an actual book not Kindle!

Tonight I move back into my room after the renovations and then tomorrow morning I must empty the room ahead of carpet fitters coming. Builder didn't put up my little vanity station or mirror yet and I must get curtains and a curtain pole but it's pretty much finished!

I'm going to get a new lightshade for the bedroom too.

Yesterday my horrible fireplace was taken out so we've no open fire for the bank holiday weekend, if I wanted he would've left it until Tues but I said crack on!

I don't know if I posted during the week or not so I'll check back before boring you all!

Girlie that's saucy enough but I can understand wanting a security guard too, my friend's daughter had an 18th last weekend and it was shocking she said.

@Happierwithouthim thank you so much l am so much better and yes my lot here are really being amazing
Sounds like things are moving really quickly with your renovations , just wonderful l bet you can't wait to finish and have a lovely Christmas in your beautiful home

£46.33 Asda. Food for the weekend plus light bulbs and hair colour.
£227 for DSs wall to be replastered. It basically fell off under the wallpaper. In emergency account but still another cost.

mary sorry to hear you weren't well. Pleased to hear you're feeling better.

happier that sounds brilliant!

Also planning DSs 18th here girlie DH, DS and DSS having a two night break in January - its worked out about £400 for his but we are also paying for DH and DSS. Party sounds fab! 🎉

Thanks martha actually got some good news yesterday and I've requested a transfer of teams today, back to where my heart is and a person focused job. If it comes off, I'll be a lot happier I think. 🙏

Great to hear the building work is coming along happier
bathroom will be finished Tuesday here then the final Bill

spend as on half term this week and needed winter stuff as well

fingers crossed kessie

€70 carpet fitters
€50 computer game ds, he'll be paying me back out of birthday money because I'm buying him a bike
€15 haircut ds

Trip to Cumbria to pick up something for DH. Had lunch out and a walk by Derwentwater. Weather was better than at home which is v murky.

Most of the costs for fuel and food were covered by DH and his parents, paid £7 towards lunch and £1.10 in a service station.

Glad your dd is settled at uni Martha.
Mary glad you're ok now but hearing so many stories of long waits for treatment now 😡
Kessie we were in Keswick for half term, Derwentwater is lovely. Hope your job move works out.
Time enjoy your cruise
Girlie sounds like a good idea for your dd's 18th
How's the bathroom looking life? Are you pleased with it?
We got home from the Lakes on Thursday & were back in work yesterday. Did okay for spending but really need to rein it in now. Did a big shop today & have been batch cooking mince today. Meal plan done.
New fridge ordered as the old one is on its knees

Hope everyone is good. Had a nice day yesterday and took advantage of some free Hallowe'en activities where I live. Today is shopping and housework day. Tomorrow (Bank Holiday) I'm calling for Dad and we'll go somewhere nice for lunch.

I need to take the Hallowe'en decorations down from the attic. DD is with her Dad this weekend, so I'm not sure if I'll manage it by myself. Normally I take out the boxes, pass them to her and then I climb down the ladder carefully. I'll see how I get on. If I can't manage it, I'll have to leave it until she's home on Monday/Tuesday. But Tuesday is Hallowe'en so it's all a bit last minute. We normally put them up about a week beforehand.

My aunt died so I'm going to stay with my Dad on Tuesday night, so we can head to the funeral together. So I won't even be here to give out goodies to the trick or treaters. Nothing is really going to plan this year.

I can't quite believe we're into November this week and the run up to Christmas. I feel a bit panicky disorganised because I haven't started my shopping yet. But then I keep counteracting that by reminding myself that I've only five people to buy for (DD, Dad, Dsis and something small for Ex-MIL and FIL). And I've already told DD that I'm cutting right back this year because of our festive weekend away. Anyway, she's working so she's able to pay for all the clothes and cosmetics she needs.

I've arranged to go shopping with DD on the 6th November so we can pick out a few things we might like - presents for each other. We won't actually buy them, just drop hints - "Ooh, that's nice". So I should have her sorted by the end of that week. And I'm thinking I might take Black Friday off (24th November) and see if I can get some bargains. Or will everything be gone by then? Decisions, decisions........

I've dropped of the thread somewhat - apologies for that. Legal things have been stress inducing. The mediator he's chosen for us seems utterly incompetent and slapdash, which I hate, so I need to work on my tolerance before our meeting on Thursday. Eating and spending have gone out the window and my poor colon thinks the end of the world is upon us and is refusing to do much.

Have spend about £700 on things for my trek next year. I'm hoping it all arrives safely. Have booked some outings for Paris in December. Flaky friend has cancelled Paris next week and wants to transfer the tickets to her birthday. No chance. I want to go next week so I will. I have a pay adjustment in today's pay so I might spend that in Paris on a coat or I might put it towards a paraglide next year.

Neighbour has been served with a closure order. I don't think it means anything in practice. It is valid for three months. I don't know what happens after that. I can't see him being moved in that time.

Sorry for not catching up with people individually. I do hope people are doing OK.

I'm really not v good at keeping up atm but popping on to check if anyone else's electricity rate has gone down today? I'm with octopus energy and noticed my daily allowance looks quite a lot less than normal...

Bathroom should be done tomorrow and it’s looking fab

rum look after you and the rest will come along. Play the game re the mediator and then it’s another step to permanently separating

i have the November panic too

Payday tomorrow thank god but last but one before Christmas as we don’t get early pay in December

I've done v little for Christmas yet. DD has created a Christmas list on Amazon and I need to sort through it. Christmas notepad will come out this week, it's a book of Christmas lists since 2017 - keeps me right. But right now I have the panic.

Spends not too bad:
Sunday £19 Coop and £29 Aldi..
Monday £44 dentist.

Sorry to hear about the stress rum

Sorry to hear about your Aunt tayto and that Halloween wasn't going to plan. Hope you manage to enjoy it in some way.

Hello.

I went to London on the 22. I spent far too much money but did my Christmas shopping. Also saw Mrs Doubtfire the musical. If you can go and see it. It was amazing.

indulged in Starbucks. Wine. Quality time with dsis.

DH went to Paris this weekend. Travel was insane. But he enjoyed the game.

we are about to be battered by a hurricane. There is no food in the shops. Everyone here has panic bought everything. Insane. For some reason DH was given 5kg of potatoes today. That’s a win.

Also sent my cv off to three places today. I need a change. My work is sending up red flags. So I’m out.

@ememem84 I’m in the same boat with work - applied for 6 jobs elsewhere. Good for you taking action with the CV-sending!
@MaryGreenhill Mrs I’m so sorry to hear you have been so poorly, sending lots of love to you 💜💜💜💜

@Taytocrisps sorry about your aunt 💐

we have been so busy at work, I am just fighting fires all day. Students all up in arms about the Middle East and getting into rows with each other and hurting each other’s feelings.

DH has decided to retire in 2025 and then go back part time, it’s lifted his spirits but we need to crack on and clear debt, then build our savings. We hope to be totally debt free apart from the mortgage in the next few weeks.