Hi I'm new to this I'm besides myself have a lot of debt 15000 I'm very poorly I have acute heart failure and a growth on my aorta and I can not have anymore treatment I'm on amber end of life care I spoke with a debt relief to day but I'm so confused as if had a stroke and my mental function is good I'm need some advice I cry when I'm on my own all the time I'm scared of answering my phone and I just don't know what to do