May the frugaleering be with you - frugal chat and support for frugalers old and new.

[babsmam]

I took the liberty as we were nearly at the end of the last one.

Because technically jersey isn't part of the U.K. We are part of Great Britain (I have a British passport) but not uk. So technically not part of eu at present.

All our laws are based on uk law. We speak English. And a lot of what is decided in uk gov affects us to some extent (or they bring in similar laws here).

There are a lot of people here who think is becoming a full part of the U.K. Would be a good thing. But they haven't looked at the other side. Eg taxes are lower here. Smp is higher. Benefits I think are higher.

Our immigration is tougher I think.

If you move over you have to wait for 10 years until you can buy a property. Unless you're mega wealthy then it's ok...

There is a stamp in Dhs passport which states that he can't work in the uk or Europe. Because he has non European parents (fil is jersey and mil is kiwi). I don't have that in mine as dm is from uk.

Creme I used to have fantastic arguments about this with FIL. Where he was from in rural Spain has benefitted massively from EU funding, where we are, not so much, but then, our area is more prosperous. Some if my work is audited EU funded projects, but I suspect without the EU funding, other funding would be available, after all, the U.K. Is a massive net contributor to the EU.

I have been trying to set up our new mobile broadband this morning. It is a good job no-one from 3 is near me or they would have received an expletive filled stream of wrath. I have given them massively negative feedback online. Two separate call centre staff have failed to resolve the problem. Their answer "oh, you are on an iPad" aaarrrgggghhhh

I have tried it on my laptop and still can't make it work. Hopefully someone will call me back and fix it. If not, I'll have to go into a shop on Saturday, not where I'll want TK be pending the day just before we go away.

Fluffy, glad to hear it!

Em, I didn't realise that.

Yes, Audit, we were actually taught Ireland, Spain and Portugal got lots of EEC help in the late eighties and early nineties.

Wales did too because the area was fucked after the mines shut. 30 years later it's still fucked but everyone has upvc Windows and key block pavements.

Whichever way it goes it will have frugaleering implications so even though it's a political debate I'm enjoying chatting with you guys about it. Let's face it if we leave there are the unknown trade impliCtions and potential price rises but if we stay, which I suspect will be the outcome, the current financial climate (although not all cos of the eu) will continue as the to rise will be doing a victory dance then tighten the screws more cos the public gave them a vote of confidence.
We won't fall out over healthy debate creme.
More money spent today £100 or so, really must stop. I have worked out tahat some of the tu order can go back before it even gets here.

To rise = tories

Sorry about the typos

Toe rags would have been a better typo, Babs

That's really interesting about the work restrictions in Jersey Em. I had no idea.

Fluffy very well put. My home town is still in big trouble after the loss of the ship building. The EU did help us a bit I think. We were certainly glad when they forced compassionate intervention against the will of the UK (Tory) government.

Thanks for this discussion. This is really helping me to see past the weird bilge that's being put out by the two opposing camps.

Cag trains to/from Leicester are soooo pricey as I discovered going to London for day trip however some friends have now told me the secret drive to nuneaton (25mins from me) same time more miles as getting to Leicester city but diff train company and its true did a price check and literally £10-£15 each way rather than £20-30 each way shocking.

NSD.

I need to find out if our newbuild house has a covenant on it preventing me from opening a home salon I'm sure our conveyancer mentioned one about not running a business from home. Clericals ok but not visitors.

If there is I will write to the builders and see if they intend to enforce it.

I'd only have a maximum of two clients at any one time if one person came early so parking wouldn't be an issue.

Just spent another £40 in the garden centre but that was with £10 off so that doesn't seem as bad.
I'm trying to only buy perennials so that they last.
I'm so tired and lethargic this weekend, feel like I've wasted it a bit. I just want to sit around drinking tea!

Snap, Purple, that's exactly how I feel today. I can't even snap myself out of it by going for a walk and getting some fresh air, as it's lashing down. I'm cuddled up on the sofa, watching tennis and I've just finished a cuppa. At least it's another NSD.

Nsd here. Managed a 6km walk around the house!! While cleaning. Note we only live in a 2 bed flat. It's spacious. But not that much!!!

Spent the afternoon watching Whitechapel and drinking tea.

I spent £10 dh spent loads but I have new clothes and a new dress for goodwood. Also have proper weights which I'm about to use in a min. Oh and awesome new sunglasses. We had sour dough pizza for lunch which was only £20 for both of us including salad and drinks. Successful shopping trip and much needed time away for dh and I.

I'm with you creme I think.

I think the EU discussions are entirely valid. We will be affected financially by either decision. In fact, I've already stocked up the FairFX card with dollars, as I suspect exchange range will suffer even further in the run up to the vote, and definitely afterwards with a no vote. The FairFX card is always value for money btw, exchange rates usually right up there with the best and MSE love it!

Spent £50 at the garden centre on pots, and some basil. Then had the rest of the day gardening. Ironically, we bought the house for the size of the plot, but hell, the garden takes some looking after. DH spends hours in there.

at the condom comment Ipsos!

Very interested in your debate on upcoming vote on eu.
Like Creme I learned about the improvements grants from eu & how our country had benefited in school. I also know being a child of a small farmer in Ireland that this would not be viable without grant funding from eu.
However I admire UK stance on keeping sterling currency as joining euro definitely played a part in our economic downturn in Ireland.

Today I spent €8.97 on 12 fuschia plants to plant a hedge in our garden dividing dh's veg plot from the lawn.
€18.30 in Lidl on last few bits of groceries & €5 on raffle tickets at dds show. €6.50 meeting my cousin for lunch. €30.16 on diesel which unlocked treat of a can of Sprite & a galaxy bar on my loyalty card
Had a spare ticket for show so have to someone & she treated myself, dh & ds to halftime bars of choc as a thank you.
Everything except the raffle tickets was a planned spend.

I discovered Lidl do single portion of steamed veg too. I had been buying this on offer in TESCO so delighted to see them in Lidl.

Not a NSD after all, £3 on title deeds to our house.

There is a restrictive covenant after all. Poo.

Hi all, been working alllllllll weekend - poor me on the plus side have been fed by my lovely mum so saved on food and dd has had a lovely time being spoiled by Nanny

I am totally with Creme on the EU debate, the thought of leaving makes me feel sick. It couldn't come at a worse time for me as a first time home buyer, the thought of prices going up even momentarily make me want to cry, my budget will be so tight - if food goes up or tax credits go down we will be completely screwed.

I also like being European, why the hell would we want to alienate ourselves from Europe? I honestly can not get my head round it. Personally I feel it should never have gone to referendum at all - such a waste of money

Spent £44 on petrol today, petrol prices seem to be creeping up again.....

Hope you feel more energetic soon creme! I have managed to push the vacuum around and clean the kitchen sink. That might be it now though!

Fair play to you, Purple. I've had a wee snooze on the sofa! To be fair, I did everything that needs doing earlier. Contemplating veggie hot dogs for supper soon, with last of the vino.

That was a very passionate speech, Girlie; it would show all the lacklustre politicians a thing or two!

Em, I'm watching Countryfile and it's partly set in Jersey. Looks so beautiful .

I've had two early nights this week, 8:30! I felt loads better the next day.

Very interested in your debate on upcoming vote on eu.
Like Creme I learned about the improvements grants from eu & how our country had benefited in school. I also know being a child of a small farmer in Ireland that this would not be viable without grant funding from eu.
However I admire UK stance on keeping sterling currency as joining euro definitely played a part in our economic downturn in Ireland.

Today I spent €8.97 on 12 fuschia plants to plant a hedge in our garden dividing dh's veg plot from the lawn.
€18.30 in Lidl on last few bits of groceries & €5 on raffle tickets at dds show. €6.50 meeting my cousin for lunch. €30.16 on diesel which unlocked treat of a can of Sprite & a galaxy bar on my loyalty card
Had a spare ticket for show so have to someone & she treated myself, dh & ds to halftime bars of choc as a thank you.
Everything except the raffle tickets was a planned spend.

I discovered Lidl do single portion of steamed veg too. I had been buying this on offer in TESCO so delighted to see them in Lidl.

That's what I need fluffy, an early night! Going to have a bath and get off to bed.