Whoa. Total spend for January £1514.34 that is both embarrassing and scary! Especially as it doesn't include any direct debits. Holy burning money Batman! And some areas like food have been better this month than previously (slightly less waste/grabbing food in town etc) - I know February will be even better as we only really started being careful in the last couple of weeks, but it does make me wonder how much more we were spending last year!
It also doesn't include pocket money for the DCs (negligible really, they get £1 a week each), tooth fairy :o and the penny saving thing.
£100 of it was my Christmas gift money so was an extra.
About £200 was on club fees/uniform so a lot of that won't be repeated next month (although we have to pay for the new rock climbing lesson block, £150 which will be up til July for both DCs).
Not worked out total food spends, as I did that on the 28th and it came out as £113 a week - I think doing it weekly will probably be easier to keep an eye on.
There were also a few big spends that aren't a regular thing - DH's birthday lunch, DD's main birthday present and a heater. Those three alone cover another £100ish.
I know that this month bus fare spends are going to be huge, but that'll be because of buying the bus pass which will last for 3 months, and probably (later in the month) getting DS' ID card which will be £50 for 3 years - so a big spend this month, but it'll be totally worth it so I'm not panicking about that. I think I'll get DD's quarterly pass in March, then DS' the month after (as having been through the process with DD and DSD, the ID card takes AGES - they still bank the cheque straight away though
). So we will have to buy one bus pass every month I guess, but it'll probably be better than doing everyone's at once?! I'll do mine in February/May/August/November, DD's in March/June etc. So it'll go £148 £39 £39 £148 £39 £39 etc until next year when prices will go up yet again (sorry this is ridiculously dull
).
Also this month will be spendy as we have holiday things to pay for - need to book train tickets etc. We are having two little trips away this year - both in England. In March we are going to a Haven place, not that far away but enough to be different - will be self catering and mostly staying on site except one trip to the planetarium. In June we are going to Birmingham for the UK Games Expo :o :o :o which will be Travelodge, museums etc - will be using clubcard vouchers for meals. And hopefully saving some cash (and room in the suitcase!) to take to buy a game or two. Fairly confident that we can plan it all carefully to save money. It seems a shame not to be able to be spontaneous. Some of my fondest memories of my childhood family holidays just involve wandering around a new place, soaking up the atmosphere, browsing menus and tourist leaflets and just deciding on the spot. We really can't afford to do that though (and TBH my parents couldn't either, so I'm learning from their mistakes!) so I'd much rather get it all sorted beforehand. :)