I'm a single parent, work full time with 3 kids. In the last 3 months I've managed to rack up £4,000 on a credit card. I already had a credit card with £3000 on it.
I've started to read around on money saving tips, just signed up to tcb.
I've also read about debt management people? Who can negotiate lesser payments. But what I can't see is if this affects your credit rating? I guess it does.
I feel so silly because all the purchases were silly things, presents, clothes, unnecessary take aways. Food each week but ridiculous amounts of money averaging about £180 a week. I would love a little help and advice?!
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Embarrassed by debt
14 replies
kindledrama · 25/07/2014 22:21
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