Hello - I will join you if that's okay?
We need to be frugal. There's a few things coming up that will have to be on credit, but then the line is drawn and we must get ourselves sorted out financially.
I started last week, but already 'just bought' a couple of things. I don't think the lightbulb really went on until I cleared two car-loads of tat to the charity shop at the weekend and realised all I'm doing is working full time to keep us in indulgent clutter and tat that we then give away (I knnow, I should have car-booted or e-bayed, but I'd just got beyond it I think - we were drowning under stuff). It needs to end. On the money we earn, we should have a lovely house and lots of options, but instead we burn through money on ridiculous things. I dread to think what we have spent on takeaways since we've been married. My waistline is not thanking me either.
So, I am trying to make a concerted effort not to buy things unless they are needed.
My own personal challenge is to ignore all the books I want to read until I've read all the ones I've already bought. I won't be buying a book for MONTHS...
My other challenge is to get what we own to fit in the storage we have and keep the house tidier. I am working on the notion that clutter breeds clutter and that if it's tidy, I won't want anything else to mess it up.