Hi, can I join? I've been lurking, and reading my way through the post, but have only got about halfway, so apologies if I ask something that has already been covered. I will catch up eventually.
I need to keep more of an eye on my spending as I'm on maternity leave and only get the statuatory minimum. I want to get into good habits now, so that when even that amount stops for the last couple of months of ml, things don't get too bad.
So far this month has been expensive, but we've had some one-off expenses coming out - birthday present (bike) and party (his first) for ds1, stroller buggy for ds2, new carseat for ds1 (at least that was in the sale), and I've just bought myself a couple of new nursing tops (all my others are long sleeved, so I need some short-sleeved ones for the spring and summer).
We don't have Aldi or Lidl near us (the closest are a 30 mile round trip), so I guess my first question is how worth it are they? Obviously if I have to pay for the petrol, how worth it are the savings?
And what about Costco? Again, we don't have one nearby (about 70 mile round trip), and you have to pay for membership, but I've checked online and my husband's job qualifies him for it, so we could apply.
We're already mealplanning, which helps with the grocery budget, and both sets of car insurance and the utilities deals expire this/next month, so I'm shopping around for those. I've also started detailing all of my expenditure (well, as of yesterday, when I downloaded a new (free!) app for my phone to make it easier)
Thanks for all of the helpful information upthread. Let's hope your enthusiasm for savings are contagious!