@Ifseg3585 Absolutely - I wasn't implying that the most willing to take risks are always accurate in their risk assessments.
But it is unquestionably true that a low-risk individual who is now vaccinated and living in an area where cases are low and the majority of the at-risk are jabbed ... if that person is genuinely scared to meet a friend indoors, I think by any objective assessment is a very very risk averse individual. I would be surprised if you could find any statistician/epidemiologist who would say their risk from covid was higher than that of getting in a car, crossing the road etc.
None of which is to say that person couldn't get covid and have a terrible reaction, of course they could. But the levels of risk don't justify the level of anxiety.
To give an analogy, in my early 20s I had a cancer scare, which thankfully turned out to be fine. In the following year or so, I was convinced that every little thing was cancer, and it was quite frustrating for those close to me who continually had to persuade me that, for example, my mouth ulcer was probably not mouth cancer, my rash was not skin cancer etc. They had an awful lot of sympathy for my anxiety which was clearly affecting my life, but even I during this period acknowledged at every point that while it was statistically possible that my mouth ulcer was cancer, the odds were overwhelmingly low.
This is the current situation in relation to young healthy people paralysed with anxiety about leaving the house. Yes they may get covid and have a terrible response to it, but the overwhelming likelihood is that they will not. And what they are sacrificing in the meantime is happiness, relationships, friendships, time spent with family and so on. You never get the time back.