DS is 19 and doesn't want anything for christmas but he'd be happy with money. Fair enough, I get it. My struggle however is balancing what he wants with my own thoughts that he 'needs' something to open.
I don't have a lot of money. If I give him £100, I'll then spend another £50 - 100 on bits for him to open. Things which he doesn't need, hasn't asked for, but will get used, like socks/quirky bits/sweets/art pens/toiletries etc.
I then think to myself I should have just given him £200.
How do others work it when money is requested by older children, particularly when money is tight? All money, no physical gifts? Split between the two?