I'm not too worried because I've been skint every year for ages 😆 our income has gone up this year, but it makes sod all difference because of the rising cost of living.
We have had some absolutely magical christmasses recently though with barely any money, so I've got a few tips. The Christmas bargain threads on here are amazing, but make sure to make a list so that you don't end up buying more than you need.
I absolutely love the run up to Christmas and want to do all the Christmassy things, but it's expensive. So it's always a good idea to think about free things you can do if you can't afford Santa trips etc (I can't.) Some ideas:
-hot chocolate made at home in travel mugs and do a walk (or drive) round the local area to look at lights on houses
-using all the scrappy bits left at the ends of the wrapping paper from last year to make paper chains to decorate (DS loves doing this and it does make the house look cheerful, in a festive way)
-big garden centres usually have a display of Christmas decorations, and some are really impressive. My DS loves that too
-if you can stretch to a family national trust membership and have enough properties nearby to make it worthwhile, the houses are usually decorated and they often have festive things for kids to do. Our local one had real reindeer one year 😊
-a Christmas movie night with some cheap nibbles purchased from Aldi or similar can be lovely. One year we couldn't afford to buy a new film so we watched the Julia Donaldson short ones on iPlayer, ones like stick man are quite festive. I keep an eye on the films on free catch-up services too as they often show several kid-friendly ones.
-I have never done a Christmas Eve box, but I do scour the charity shops/fb marketplace/bargain threads etc and try to pick up a new board game very cheaply. That's our family Christmas Eve present and it's handy for keeping everyone occupied
-if you have a printer, you can often find free Christmas printables for children if you make a free Twinkl account. Quite handy if you need something to keep small children busy