Go on, put me out of my misery: how much for a nanny outside London, all inc?

[WilfSell]

Baby won't settle at nursery; I'm harbouring fantasies of a lovely lady who loves babies riding in and saving the day. But I suspect I won't be able to afford it.

So how much for a live-out nanny? In the sticks. What else (tax, insurance, expenses etc) do I need to consider?

Put me out of my misery please so I can just get on with the screaming at nursery...

TIA

why not a lovely childminder who would do the same sort of thing?

maybe... How much do CMs cost then?

Dont know but thought it might be cheaper!!

Bump this up tomorrow and next week as MNet seems to be quiet atm and loads of CMs probably arent on today.

anyone know about nanny costs?

I would say that if you took £100 to £120 a day as a figure, that should cover all costs, including some for outings/activities. It will ultimately depend on what salary you can get a nanny to agree to, but it isn't unheard of for nannies to agree to £7 per hour Gross (I'm not on much more than that at the moment).

It isn't just a London/not London split, it's broader than that - I expect Camborne or Inverness (eg) will be cheaper than Alderley Edge or Guildford (eg) - though on the other hand you more remote you are the fewer the candidates you might get ... So it depends.

The gumtree sites are useful for ballpark figures - look in particular for ads from nanny agencies (ie looking for nannies) - if they quote a salary then that's likely to be top of the local range (as they'll be quoting it as a "draw"). Also see if nanny agencies local to you have websites listing vacancies - again if a salary is specified it'll be at top end of scale.

Childminders also vary by location, but researching them is much easier - get the list from your council and ring & ask what they charge.

Childminder rates vary quite a bit nationally. ChildcareLink will sometimes list costs for some childminders (in England). Typically I think a childminder works out anywhere between £30 and £60 per day outside of London.

In London I did 11 hour days 5 days a week for £475 a week. I have a teaching qualification and lots of experience so a less experienced/nanny without quals. could be less costly.

I live outside London now and use a nanny for my own children and the rate is about the same. However, if you are well outside a major city then the price should fall somewhat.

Child minders are very reasonable for one child.

If you are happy with the nursery would it be worth persevering?

thanks nick - that's quite a big variation...

do employers pay tax, NI etc? do I need special insurance? argh!

NannyJob JobSearch will enable you to get a feel for nanny wages in any particular county. Not all agencies will provide salary info, but with luck some job ads will contain that detail. You can filter by Live-Out jobs.

You pay the contributions unless you are employing someone ad hoc who is self employed. I do occasional maternity nursing as a self employed maternity nurse and obv. pay my own tax and NI.

I am happy with the nursery (my other two children have been there and it's a workplace scheme so I get a huge tax break) but the little one just isn't settling in at all.

OK, it's a terrible age to be leaving him (8.5 months) and I'm just probably being a bit precious (and blubbing a lot!) but I want to know my options when it comes to arguing with the DH about what we can afford and how much crying we can take...

thanks for the advice though.

Yes, as employer you deduct Employees Tax and Employees National Insurance from your nannies Gross pay. You then also pay Employers NI. All that gets paid to HMRC.
Your household insurance policy will usually provide Employers Liability Insurance cover. Check with your provider, if you can't locate it in your policy.

With 3 children, if you need childcare for all of them, then a nanny can often work out cheaper than a childminder. Nannies charge per family, whereas a childminder charges per child (like a nursery). Your workplace may also provide you with Childcare Vouchers, which can be used to pay a registered childminder or registered nanny.

From my experience in London:

unexperienced ones £7 an hour net.

qualified and experienced ones £10 an hour net.

So for 10 hours a day, 5 days a week, about £35,000 a year for an experienced nanny, including tax, NI and employer NI. Plus cost of outings and food, £1000 a year.

Hope that helps.

I disagree, in my area (West Surrey/Berkshire border) you can get a live-out experienced and qualified nanny for £10 per hour Gross, which is around £26,000 per year based on a 10hour working day. Employers NI I would expect to add under £3,000 per year, so along with some money for outings... all in for £30,000 is achievable.

I did say "in London".

And it's just "my experience". I know Wilfsell said out of london, but I thought it might be useful.

Thanks that's really helpful. We actually live in North Staffs, right on the border between one of the richest areas in the country (Cheshire) and the one of the poorest (Stoke on Trent) where wages are low.

I don't want to exploit anyone though whatever the local wages are.

We have one school age child and two preschool, the middle child has about 16 months before school starts. but he gets some nursery sessions for free. We can also get childcare vouchers from work - I didn't realise you could use them for a nanny...

I will just have to do the sums with all the afterschool club stuff etc and work out whether it's worth it. In fact we only need 8 hour days for four days a week...

8 hour days (if they're solid hours, not morning/end of day split) and 4 days/week will be a pretty attractive job, so you'll get good candidates (something which is often overlooked in the nanny research matrix - likelihood of people being available to do the hours you want being at least as important a consideration as what you can afford).

And I agree - if you're juggling 3 children & school/afterschool/homework/pre-school/nursery/baby a nanny does sound better for you than a childminder.

If your Nanny registers with ofsted you can still do a salary sacrifice thingy and pay the nanny in part through that (not sure if this is the same as childcare vouchers or not).

I agree with nannynick about the costs. Try this website for figuring out the cost to you. www.e-gismos.com/ukpay.asp

Bink, yes, I think we can offer 9-5 or 8-4 for four days. It sounds like it would be worth stressing this in any advert then?

I'm still not sure if we will do it or whether we would find the right candidate (I'm assuming it is quite difficult?) but will look at the websites you all recommended...

Yes, make it clear in an advert what the hours will be, and also which days of the week you are wanting as well. So for example 8am-4pm Tuesday to Friday.