Hello
I will try and make this short and sweet.
I have a Nanny who takes care of my children four days a week, she's been with us around 9 months now.
She is self employed and is registered with CSSIW (I'm in Wales).
Anyway she's going on holiday for a week at the end of this month which is during the half term holidays. I will need to put my children into the school holiday club during the time she's away.
I currently receive help towards my child care costs, I think it's either 70 or 80%.
The money usually comes into my account on a Wednesday and goes directly into hers via a standing order.
She does not expect to be paid during the time she is away as she is self employed, which obviously makes things a little easier for me as I'm a single mum and money is tight, hence why I receive help.
My question is, can I use the money I receive towards my nanny's wages for the holiday club fees?
They are registered with CSSIW but I'm not sure how it works, whether or not I can use that money to pay for those fees or if I have to basically cancel my tax credits for that week until my nanny comes back.
Will I be breaking the law by doing that?
If any one can shed some light on this very confusing situation I'd really appreciate it.
Many Thanks
Sophia