I didn't want anyone near my cervix either. Not even my independent midwife.
The problem with that was, when I called her to my home, twice, she didn't actually believe that I was in labour. I was meditating and taking the pain very well and didn't let her check. So she left.
Before leaving she completely gaslighted me and even wrapped me in duvets and hot water bottles to "give my uterus a break". Because apparently it was all prodromal. I told her so many times I take pain well and was just dismissed.
She convinced my husband it wasn't happening. I lost the faith of my birth partner. My contractions were manipulated and depressed by the pressure and heat placed on my uterus. She told me to sleep. I was actually in active labour.
After several hours of having my confidence shattered into tiny pieces whilst I lay in this hot cocoon I angrily told her to come back and check. She was still talking about giving me herbs to put me in "true labour". She examined me then acted like she'd had an electric shock. I was beyond 9cm and my contractions were more than 20 minutes apart - because she was so convinced she was right. Because my uterus had been forced to "break" rather than allow my labour to naturally progress as it should have. The bond between me and my husband was shattered because he also didn't listen to me. It was a crap way to begin parenthood together.
I ended up having a 37 hour traumatic labour with hospital transfer. I was so exhausted with pushing between >20 minute contractions, long labour, I was hallucinating. Only narrowly missed episiotomy. The ob was fighting the midwives to get to me but thank god they stood firm.
I refused cervical checks because I'm a survivor of sexual abuse. But it really is the lesser evil just to get it done.