OP at 27, I thought a bit like you, I didn’t have your savings or career(mentioned by pp about your previous thread) but I had your thoughts that everyone has the same choices, I put it down to lack of education on my part, experience and really shit/ isolated upbringing so maybe you’ve experienced similar to me. I’m more educated now and have more of an informed opinion.
Anyway, I came on to say that I now know better and I hope you can learn too.
look up inter generational trauma, epigenetics, personality traits/ temperment intelligence and neurodiversity, look up how all of these things relate to one another and affect your development, motivation, job prospects, engagement with the world etc
look into how abuse, neglect etc can affect children’s brain development and how that can affect people differently depending on epigenetics
look into sociology, social class, culture and how these things also relate to your development, motivation, job prospects, engagement with the world etc
Remember that you are privileged to have savings, to know how to save and not splurge, you learned that from somewhere whether you had the intelligence to learn it yourself or someone taught you. You have the intelligence, social skills and professionalism to hold down a professional job in your 20’s, you learned how to do that somehow, you were either socialised well somehow because it came naturally and you practiced and got better as you matured or you learned it from family, peers at school or extra curricular activities.
Perhaps if you weren’t taught these things then you are quite clever to learn them on your own, not everyone has that. Some people were bullied, were socially isolated, were extremely neurodivergent, had low IQ and maybe could not do what you did.
To be able to get through an interview panel with such issues can be impossible for some. For example, to be able to save with parents who steal your money is impossible. To be able to finish school when you’re bullied all the way through or have nowhere to do homework quietly is impossible.
Of course there are people who don’t bother and make bad choices but you just can’t judge this.