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To wonder why child benefit doesn't get the same "triple lock" (or even double lock) protection that Pensions get?

145 replies

escapegoats · 05/10/2026 17:24

I just asked AI to calculate how much child benefit we would get if it had also had the protection of a triple lock and it would be around £230 every 4 weeks for 2 children . Currently I get £179

Surely instead of all the tinkering type policies Labour could come up with some initiatives like this?

OP posts:
ExpectMore · 06/10/2026 07:42

CherryStripe · 06/10/2026 07:39

Call me silly but I have a moral objection to it, yes I could resign tomorrow and sell my services back on a daily rate for more than four times as much as my daily salary, but… I’d feel like a shit doing it! (Doesn’t stop many of my colleagues though!)

You’re not comparing like for like.

Day rate = contracting isn’t comparable to salaried positions (IR35 will be sure to ensure that’s the case!)

Twopairsoftightsandabigdairymilk · 06/10/2026 07:42

escapegoats · 05/10/2026 17:28

I also can't understand why they don't apply it to public sector salaries. We have had below inflation increases every year for over 15 years now. Despite climbing the career ladder it feels like our quality of living deteriorates. We work really hard and we know we make a difference but for the responsibility we have there should be some disposable income left

Put your cap back on.

ExpectMore · 06/10/2026 07:43

CherryStripe · 06/10/2026 07:39

Call me silly but I have a moral objection to it, yes I could resign tomorrow and sell my services back on a daily rate for more than four times as much as my daily salary, but… I’d feel like a shit doing it! (Doesn’t stop many of my colleagues though!)

I should also have added: contracting to back into public sector doesn’t make it the private sector!

GildedFrames · 06/10/2026 07:45

Having children is a choice; ageing isn't.

Newbutoldfather · 06/10/2026 07:46

There should be no triple locks for anything. They are stupid increasing benefits and a hostage to fortune.

We should either tie everything to CPI inflation or average wage increases (the latter being more generous long term).

escapegoats · 06/10/2026 07:47

ExpectMore · 05/10/2026 22:04

Given you’re able to as you’ve experience, why don’t you just move to the private sector if the salaries are better and workload lighter?

I may well have to. But I know that I make a genuine difference doing what I do now.

OP posts:
Passaggressfedup · 06/10/2026 07:48

Because pensioners have contributed to their pensions? Most people with children haven't yet?

I'm fine with revisiting the triple lock for pensions, I think it's fair, but gosh, what is it with the youngest generation having such a chip on their shoulder aboit contributing towards the previous generation pensions. That's what it's always been.

Yes it's gone up, yes there is a threat that by the time they get there, they won't be entitled to a pension themselves, but the reality remains the same, they will be reliant on the next generation to support them one way or the other if they can't do it themselves.

TigerRag · 06/10/2026 07:52

If your income was that low you'd also get universal credit with the child element

Theresmagicwheretheflowersgrow · 06/10/2026 07:53

escapegoats · 05/10/2026 18:07

Given I work full time (plus two extra jobs and volunteering) despite grinding chronic illness it's definitely not a case of expecting the state to pay for everything. It's just a case of feeling there needs to be some rebalancing.

My salary and CB have been continually eroded by below inflation pay rises. I already do two additional jobs that luckily I can do mainly from home. Bar a miracle cure I can't work any more than that.

But presumably it was your choice to have children. People don't really have a choice about getting old.

PinkEasterbunny · 06/10/2026 07:53

doggoneitmercy · 05/10/2026 17:51

State pension is not a benefit. You can’t compare the two.

This. Also, people don’t choose to get old. But couples can choose how many children they have

CherryKerry · 06/10/2026 07:55

Because pensioners are a huge part of the population and tend to actually cast their vote.

A scarily high percentage of young people don't vote so less election bribes are given to them.

Also, child benefit is to help feed and cloth children whereas State Pension is to cover all household bills and for most pensioners, if that is your only income, there isn't much scope to increase it especially once you reach 70+ and no one would employ you.

Personally though, I would scrap it as the very poor war widow type pensioner isn't a thing now, all current pensioners had ample opportunity to save and pay into a private pension during their working life. I would increase tax allowance which would help everyone.

MeetMeOnTheCorner · 06/10/2026 07:55

DC are optional. Getting old is not. Pensioners vote in much larger numbers.

MeowDoku · 06/10/2026 07:58

escapegoats · 05/10/2026 19:01

If a band 5 nurse had had the triple lock applied their salary would be worth an additional £13000 /year now (according to AI admittedly)

It's the same in other public sectors, I work in criminal justice and in the last month we've lost 3 frontline practitioners who do jobs that save lives and protect the public because they can earn more driving a van, being a security guard in a shopping centre and working at Aldi. Now these are all fine jobs and I'm sure not without challenges but it's ridiculous that the people who need significant qualifications and do jobs without which people would die or come to serious harm, get paid less, it's barely above minimum wage. Then the government wonders why our ministry has a huge recruitment problem and is massively under resourced

MeowDoku · 06/10/2026 08:01

CherryStripe · 06/10/2026 07:37

Isn’t that skewed because the doctors had a massive deal (or something)? It doesn’t apply to, say, council employees?

Yes

ExpectMore · 06/10/2026 08:42

MeowDoku · 06/10/2026 08:01

Yes

@MeowDoku@CherryStripe you referenced “public sector” not specific sub sections of it.

The facts are that public sector pay is increasing faster than inflation.

Re. Councils, honestly, however much they’re paid it’s too much. The level of service and competence from my local council is shockingly bad.

ExpectMore · 06/10/2026 08:45

escapegoats · 06/10/2026 07:47

I may well have to. But I know that I make a genuine difference doing what I do now.

Don’t we all…?

I also don’t see how you can be working 3 jobs. It’s difficult enough to do 1 meaningful job never mind 3.

There’s either some artistic licence being applied or you’re doing handle turning jobs and would be better off applying yourself wholly to one meaningful job if your objective is to improve your financial position.

ExpectMore · 06/10/2026 08:47

ExpectMore · 05/10/2026 22:01

Don’t public sector get “spine points” or equivalent rises each year purely for being in their job a year longer (ie not performance related) and then also get inflationary rises on top of that?

I’m also not sure where you’re getting your facts from as many recent pay award bodies have awarded above inflation pay rises. Eg on average public sector regular earnings grew by 6.3% in May - July 2026 vs CPIH of 3.0%.

I think many in the public sector don’t realise they have it made (or at least, they play the woe me card more than they legitimately should).

@escapegoatsjust following up on this one re. spine points and facts suggesting public sector pay outstripping inflation.

MeowDoku · 06/10/2026 08:52

ExpectMore · 06/10/2026 08:42

@MeowDoku@CherryStripe you referenced “public sector” not specific sub sections of it.

The facts are that public sector pay is increasing faster than inflation.

Re. Councils, honestly, however much they’re paid it’s too much. The level of service and competence from my local council is shockingly bad.

We're clearly both talking about frontline blue light workers. Your also missing that for many sectors it's been way below inflation for 10-15 years

ExpectMore · 06/10/2026 09:38

MeowDoku · 06/10/2026 08:52

We're clearly both talking about frontline blue light workers. Your also missing that for many sectors it's been way below inflation for 10-15 years

Edited

So you’re clearly talking about frontline blue light workers… so presumably “the doctors had a massive deal” (your words) fit within that definition?

apologies but either your confused or…. ?

itsadlibitum · 06/10/2026 09:39

because children (or even their parents) aren’t the top voting demographic

dogsaremybusiness · 06/10/2026 09:47

Fucking hell, you are being so VVVVV unreasonable. Don't have kids you can't afford! Having kids is a choice, growing old isn't. I've been working now for 40 years and by the time I get my pension, it'll be 51 years. All for the paltry sum of £6 an hour equivalent (if working). How much do you want pensioners to live on? I own my own home, but there are loads of pensioners who don't. After rent they have ZERO pence left to eat. FUCK ME.

ExpectMore · 06/10/2026 09:51

dogsaremybusiness · 06/10/2026 09:47

Fucking hell, you are being so VVVVV unreasonable. Don't have kids you can't afford! Having kids is a choice, growing old isn't. I've been working now for 40 years and by the time I get my pension, it'll be 51 years. All for the paltry sum of £6 an hour equivalent (if working). How much do you want pensioners to live on? I own my own home, but there are loads of pensioners who don't. After rent they have ZERO pence left to eat. FUCK ME.

This. I never understand people who bring kids into the world they can’t afford.

Vanillaicelatte · 06/10/2026 09:56

ElanaohElana · 05/10/2026 21:45

💯this

Parents have had a really rough ride of it and have had precious little government support.

But you choose to be a parent

that’s your choice. -no one else’s

angelos02 · 06/10/2026 09:57

TallSturdyGirls · 05/10/2026 22:33

If people stop having kids.The pensioners are going to be really fucked

What about the 1.1 million NEETS?

Vanillaicelatte · 06/10/2026 09:59

ExpectMore · 06/10/2026 09:51

This. I never understand people who bring kids into the world they can’t afford.

I know my step sons just had his second kid with his partner and they are moaning about money cost of child care

having to work part time

it’s like don’t have kids if you can’t afford them