Here we go again, messing with figures to suit your take.
1.Your “only 13% rely solely on the State Pension” stat - this is from Just Group, a commercial retirement products company. They produce marketing‑adjacent “analysis” to encourage people to buy private pensions and equity‑release products. It is not an ONS statistic. It is not a government statistic. It is not a neutral statistic. It’s a modelled estimate based on survey data, not actual ONS income data.
ONS’s own figures show something very different:
ONS: 38% of pensioner income comes from the State Pension
And for single pensioners, it’s higher. ONS also shows:
State Pension is the largest single source of income for pensioner households.
So your “13%” is cherry‑picked from a commercial report, not official data.
2.Your “20% rely on it as their primary source” claim is simply WRONG - Again, this is not an ONS figure. ONS shows:
- State Pension is the main income source for the majority of single pensioners.
- Private pension coverage is highly unequal.
- Women are far more likely to rely heavily on the State Pension.
3.Your anecdote about your grandparents, its classic argument drift
When the data doesn’t support your point, you switch to: “My grandparents worked hard.” “They built pensions.” “They progressed.” & “They did fine.”
well lucky them, but that is not representative of all pensioners. Your tale is irrelevant to national policy, demographic reality, income distribution, poverty rates, mobility needs, social isolation, health access & transport policy
It’s also historically inaccurate.
Most people who left school at 15 did NOT build substantial private pensions. Women especially. Women born in the 1930s–1950s:
- had interrupted work histories
- worked part‑time
- worked in low‑paid roles
- were excluded from many occupational schemes
- were not auto‑enrolled
- were not protected by modern pension legislation
Your anecdote is not representative.
4.“Your PILs aren’t typical” line - This is where your bias is revealed.
ONS shows: Pensioner poverty is 16% - millions of people. Child poverty is 31% - also millions. Neither group is “small.”
Your argument tries to minimise pensioner poverty to justify taking away support.
It’s a false framing.
5.The real flaw in your argument - you keep trying to make this a moral trade‑off - “We must choose between pensioners and children.” But:
Transport budgets are not zero‑sum. School transport is a local authority issue. Older person bus passes are a national concession scheme. They are not funded from the same pot.
Removing pensioner bus passes does not create a school transport budget.
Your argument is built on a false premise.