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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think making a Will is pointless if yoyu have no assets?

123 replies

FunPartyIdeas · Yesterday 16:27

Just that really. My husband and I have literally nothing so nothing to give away!!

OP posts:
JustAQuestion12 · Yesterday 23:28

Nearlyamumoftwo · Yesterday 23:27

It sounds like you've made your mind up , so not sure why you're asking the internet if you should have one or not 🙂

It really pisses me off when people do this. It's just such a waste of well-meaning people's time.

FunPartyIdeas · Yesterday 23:31

@JustAQuestion12 I suppose most people on MN have wealth of some sort so of course they will advise a will. But I was asking re those who don't I guess?

OP posts:
JustAQuestion12 · Yesterday 23:33

FunPartyIdeas · Yesterday 23:31

@JustAQuestion12 I suppose most people on MN have wealth of some sort so of course they will advise a will. But I was asking re those who don't I guess?

And that's fine, and you asked, and you've had answers. But you don't seem to like those answers. So do as you see fit.

FunPartyIdeas · Yesterday 23:35

@JustAQuestion12 I can guarantee your heartache involved a lot more than just a crappy old wedding ring? Happy to stand corrected though...

OP posts:
Greengagesnfennel · Yesterday 23:36

Honestly as others have said it doesn’t matter if you have any money it will just make your children’s life so much easier for what will be a sad time for them. They won’t be able to cancel anything unless they are named as your executor and you will give them loads of necessary stress and hassle if you don’t have a will. Cancelling rent contracts, bank accounts etc.

FunPartyIdeas · Yesterday 23:37

@Greengagesnfennel I'll look into that - I assumed a death certificate would be enough to prove it.

OP posts:
JustAQuestion12 · Yesterday 23:37

FunPartyIdeas · Yesterday 23:35

@JustAQuestion12 I can guarantee your heartache involved a lot more than just a crappy old wedding ring? Happy to stand corrected though...

I've told you much much it involved.

Who on earth do you think you are? You can't guarantee anything. You know absolutely fuck all about my life.

FunPartyIdeas · Yesterday 23:39

@JustAQuestion12 I don't know what "much much" is? Do you mean much more?

OP posts:
JustAQuestion12 · Yesterday 23:41

Are you not even reading the replies you're getting?

I told you.

£30.

Which has destroyed a family.

You have absolutely no idea what will happen after you die. A will solves so many problems. But you've been told that many many times now.

FunPartyIdeas · Yesterday 23:42

@JustAQuestion12 Apologies - just read it was £30. If my kids would honestly kick off and "destroy a family" over £30 then that's on them for being absolutely pathetic!

OP posts:
JustAQuestion12 · Yesterday 23:44

Right.

And the ones that don't kick off, the ones that have to deal with it all? Just sucks to be them does it?

And I take offence at the inverted commas as if I've made this up.

NoNotDolly · Yesterday 23:45

What happens if you and your husband both drop dead next week? Who is going to have your kids. I couldn’t sleep at night knowing these things weren’t in place.

A will isn’t just about money. But I don’t think this post is about a will, it’s about a lack of money.

Bigcat25 · Yesterday 23:46

Op's kids are grown.

FunPartyIdeas · Yesterday 23:46

@JustAQuestion12 I'm not saying you're making it up, but struggling to believe anyone is as pathetic to destroy a family for £30 not left in a will.

OP posts:
FunPartyIdeas · Yesterday 23:47

@NoNotDolly Adults don't need me looking after them. Had I died when they were children, ex-husband. Simple solution.

OP posts:
JustAQuestion12 · Yesterday 23:48

Items mean more to people than you obviously assume they do.

I won't be showing you the court documents so believe what you want.

concertinacornflake · Yesterday 23:48

FunPartyIdeas · Yesterday 16:55

@Any1ForTennis My daughter would have our wedding rings and my sons are more than happy with that (my husband is their stepdad). They are worth nothing money-wise.
I am sure my eldest would be happy to sort the practicalities as he has that sort of calm and level head.

This is precisely what should be in your will.

MoneySavingExpert has advice on free or low cost will options.

Make things easy for your kids.

FunPartyIdeas · Yesterday 23:50

@concertinacornflake My sons would not want my wedding ring so it's easy - my daughter would have it. There would be no issue at all.

OP posts:
NoNotDolly · Yesterday 23:51

FunPartyIdeas · Yesterday 23:47

@NoNotDolly Adults don't need me looking after them. Had I died when they were children, ex-husband. Simple solution.

Edited

Other posts suggest your daughter is young. What are you doing to secure her in some way if you both die unexpectedly. Who will have her? That’s why you need a will.

concertinacornflake · Today 00:12

FunPartyIdeas · Yesterday 23:50

@concertinacornflake My sons would not want my wedding ring so it's easy - my daughter would have it. There would be no issue at all.

But you are creating a huge headache for them, because they can't just get on with things.

I don't understand why you wouldn't just make things simple for your children.

Is it because you fear death?
Or don't want to spend the money?

It makes no sense.

FunPartyIdeas · Today 00:13

@concertinacornflake I assumed they could close bank accounts and inform landlady etc with a death certificate. Is this not the case?

OP posts:
concertinacornflake · Today 00:19

FunPartyIdeas · Today 00:13

@concertinacornflake I assumed they could close bank accounts and inform landlady etc with a death certificate. Is this not the case?

Not automatically.

If you die intestate they'll have to do more paperwork to prove they have the right to close accounts etc.

You need to read up on why a will helps the people left behind.

Do you want to make it easy or difficult for them? If you want to make it difficult, don't make a will.

FunPartyIdeas · Today 00:23

@concertinacornflake I will look into how much a cheap one costs to draw up and see if I can afford. But would I have to pay again if things change?

OP posts:
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